Top 12 cards for 2025

[drsel]

Top 12 cards for 2025
ICICI Emerald Private 18/36% on iShop (100k/50k)
HDFC Infinia 16.65/33.30% on Smartbuy (112500/49950)
Axis Magnus Burgundy for 24% on Traveledge, upto 14% over 1.5 lacs/mth
Axis Airtel for 25% on Airtel, 10% on utilities, Jio, Idea, Swiggy, Zomato
HDFC Biz Black for 16.5% on taxes (50k--56.25k pm), Smartbuy 5x, 10x (over 50k)
Axis Atlas for over 10% on direct hotels, direct flights, both online and offline
HSBC Live+ for 10% on dining, groceries, food delivery (max 1000 on 10000)
AU Lit with activation for 8.97% on groceries or 9.36% on apparel, on 10000 spend per month
Axis Olympus for 5.876% net profit on foreign spends
SBI cashback for 5% on online (max. 5k on 1 lac)
Yes Kiwi for 5% (1.5 L pa), 4% (1 L pa), 3% (50k pa), 2% (<50k pa) on UPI scan QR code
Amex Platinum travel 7.5% for MCC exclusions (categories excluded by the above cards)

 

[tachniki]

HDFC Biz black for Tax payments / GST / Utilities (above 50K) at 15.5%

Unique and difficult to get for salaried. Big saver for folks who have gst or advance tax to pay. Worthy for list.

 

[ujjwal2024]

4 cards of Axis in this list!! Ab aur kya bole !!

he is the greatest fan of axis...personal bias (allowable)

 

[350modena]

HDFC Biz black for Tax payments / GST / Utilities (above 50K) at 15.5%

Utilities above 50k does not attract the 1% fee?

 

[D₹V]

1. Aadhaar
2. PAN
3. SIM

the evergreen trio without which no one can get any credit card.

And a phone 📱

 

[HumorSimpson]

And a phone 📱

Isn't that what gets implied by a SIM card?

 

[D₹V]

Isn't that what gets implied by a SIM card?

SIM is nothing without phone 😈

 

[HumorSimpson]

SIM is nothing without phone 😈

Vice versa too.

 

[Pragadeesh2193]

HDFC Infinia 16.5, 33% on Smartbuy
Axis Magnus Burgundy for 24% on Traveledge, 14% over 1.5 lacs/mth
Axis Airtel for 25% on Airtel, 10% on Swiggy, Zomato, utilities
HDFC Biz Black for 16.5% on income tax & GST (50k--56.25k pm)
Axis Atlas for 10% on direct hotels, direct flights.
HSBC Live+ for 10% on dining, groceries, food delivery.
AU Lit with activation for 8.97% on groceries or 9.36% on apparel, on 10000 spend per month
Axis Olympus for 5.876% net profit on foreign spends
SBI cashback for 5% on online (max. 5k on 1 lac)
Yes Kiwi for 5% (1.5 L pa), 4% (1 L pa), 3% (50k pa), 2% (<50k pa) on UPI scan QR code
Amex Platinum travel 7.5% for MCC exclusions (categories which are excluded by the above cards)

++ IDFC First Wealth for Buy 1 Get 1 movie unto 250. (twice per month)