Top 5 Ways to Transfer from CC to bank(March 2023)

[kshitij_0]

Hi guys,
I would love to know your top 5 ways through which you generally prefer to transfer money from CC to bank and why?
We all can get benefitted from this and will keep UPDATING the list on monthly basis in the same thread to avoid confusion.
And please vote the answer which you find most useful, that way we can choose the best method.

 

[Zacobite]

Hi guys,
I would love to know your top 5 ways through which you generally prefer to transfer money from CC to bank and why?
We all can get benefitted from this and will keep UPDATING the list on monthly basis in the same thread to avoid confusion.
And please vote the answer which you find most useful, that way we can choose the best method.

Actually the best way is.. Get an. IDFC CC
..they have free cash withdrawal upto 10k with 199 charges.. use cash.. pay back on time.. even if you roll over.. lowest interest starting 9% p. a instead of the 35-48% charged by other CCs.. This beats trying to find hacks of cc to bank through multiple wallet loads and pays and transfers...

 

[Rocky Bhai]

Hi guys,
I would love to know your top 5 ways through which you generally prefer to transfer money from CC to bank and why?
We all can get benefitted from this and will keep UPDATING the list on monthly basis in the same thread to avoid confusion.
And please vote the answer which you find most useful, that way we can choose the best method.

Previously since 2019 I was using hdfc smart hub vypar merchant services to transfer money from cc to bank they had literally 0 charges on cc payment through sms pay.
But now they charge 1.65% and 18%gst on 1.65 for cc.
Still if you use sbi cashback cc for sms payment mode on smart hub you can get 5% cb on that transaction.

 

[lhgeek]

Airtel mini kyc wallet to Amazon pay balance to bank.
About ₹9000 per month

 

[SiddharthR]

Actually the best way is.. Get an. IDFC CC
..they have free cash withdrawal upto 10k with 199 charges.. use cash.. pay back on time.. even if you roll over.. lowest interest starting 9% p. a instead of the 35-48% charged by other CCs.. This beats trying to find hacks of cc to bank through multiple wallet loads and pays and transfers...

Don't mind,
But It's very bad idea,
Physically go to ATM, and carry that to bank & deposit or even if you deposit via machine at the same place, still it'll take more expense & work than anything else that too with charges which already amounts to minimum 18% p.a. & additional interest taken by bank.

lol, I wrote too much for such a small thing.

 

[TheMentalist]

Hi guys,
I would love to know your top 5 ways through which you generally prefer to transfer money from CC to bank and why?
We all can get benefitted from this and will keep UPDATING the list on monthly basis in the same thread to avoid confusion.
And please vote the answer which you find most useful, that way we can choose the best method.

This one (Top 5) : https://www.technofino.in/community...per-month-bob-eterna-give-3-75-cashback.8602/

 

[lhgeek]

This one (Top 5) : https://www.technofino.in/community...per-month-bob-eterna-give-3-75-cashback.8602/

Can't access this

 

[Zacobite]

ATMs are everywhere and Cash is king.. still better than load this, move to that, find a new app every month ( random unknown ones).. And not sure why 18 %..If you don't want to roll money's month on month then 199 p. m, and if u roll then idfc is at 9%.. not sure if u and me are really saying the same... i don't mind.. its your opinion and you are entitled to one

Credit Card Fees and Charges | IDFC FIRST Bank

Check out joining fees, annual fees, add-on card fees along with the complete list of credit card fees & charges applicable on IDFC FIRST Bank Credit Cards here.

www.idfcfirstbank.com

 

[kshitij_0]

How can we utilise the end of this FY?
How can I rotate big amount like 1 lakh/2 lakh without by just using basic well established apps?
@Abhishek012

 

[kshitij_0]

I heard from one of my friends that he got 5% CB from SBI Cashback CC in Cred Rent Payment Transactions.
Has anyone else verified this?

 

[kshitij_0]

Tried Uber>Paytm>Payzapp. Could do 20k but now it's throwing this error, I tried with small amounts like 100, it's not working.
Anyone else is also facing this?

 

[Wealth is my birth right!]

Tried Uber>Paytm>Payzapp. Could do 20k but now it's throwing this error, I tried with small amounts like 100, it's not working.
Anyone else is also facing this?

Try after 24 hrs it will work for 9k then

 

[hks789]

ATMs are everywhere and Cash is king.. still better than load this, move to that, find a new app every month ( random unknown ones).. And not sure why 18 %..If you don't want to roll money's month on month then 199 p. m, and if u roll then idfc is at 9%.. not sure if u and me are really saying the same... i don't mind.. its your opinion and you are entitled to one

Credit Card Fees and Charges | IDFC FIRST Bank

Check out joining fees, annual fees, add-on card fees along with the complete list of credit card fees & charges applicable on IDFC FIRST Bank Credit Cards here.

www.idfcfirstbank.com

That 9% interest is not available for everyone. My card was showing 36%, later they reduced to 30%. I never used credit rolling, have a good and long credit history.

 

[kshitij_0]

Nothing works...10k per day is the limit it seems. I tried it 2-3 times and after 12 am, it starts working upto 10k.

 

[CardTox]

my fvrt cc to bank trnsfer is airtel mini wallet through amazon. Found no better risk free legal trick so far.

 

[Wealth is my birth right!]

my fvrt cc to bank trnsfer is airtel mini wallet through amazon. Found no better risk free legal trick so far.

Yes 9k pm it’s the best

 

[foden]

my fvrt cc to bank trnsfer is airtel mini wallet through amazon. Found no better risk free legal trick so far.

Can you pls explain a bit more in detail?
The steps?

 

[Alex292929]

How can I do mini KYC my account is dormant

 

[Wealth is my birth right!]

How can I do mini KYC my account is dormant

Dormant accounts we need to visit the airtel offices and post which it will get converted to Airtel savings account
Mini kyc not possible

 

[Alex292929]

d

Dormant accounts we need to visit the airtel offices and post which it will get converted to Airtel savings account
Mini kyc not possible

do payzapp uber trick works fine?