Tribute to Dormant Cards in Wallet

[metal_heart]

We all must have been through a phase, where we applied multiple CCs, just for sake of it or just because it was LTF.
However, those card never see light or get chance to be used (In hope, there may be some bank specific offer in future).

I'm guilty of such crime wherein got multiple LTF cards, and all are dormant (or have just been used once for customary transaction).

Sharing list of my crime

• IndusInd Legend
• One Card
• HSBC Platinum
• AXIS MyZone
• BOB Premier
• Yes First
• ICICI Rubyx & Sapphiro
• IDFC Wealth
• SBI BPCL
• RBL Shoprite

 

[RaviAgl]

In my case,

Citibank Indian Oil
Hdfc Regalia

It has been months since I used them..

 

[Pavan]

In my and @Hisoka case HDFC Swiggy card due to miscommunication between HDFC and Swiggy

 

[Hisoka]

In my and @Hisoka case HDFC Swiggy card due to miscommunication between HDFC and Swiggy

Be positive. It should get updated soon 🥺

 

[CardTox]

What about wallets!
I opened few wallets just to take the enjoyment of some cashback and to complete the annual spents!
1. Airtel Money wallet, now its not working to load money via cc hence 7 Airtel money wallets are reaching to their death!
2. Payzapp wallet, opened for the same purpose, but now dead.
3. Fortum wallet, died already as no more cc load money possible. Earlier we used to get 5% cb on SBI CB on it.
4. Paypal wallet, useless as no trnsfr of money possible, and loading take 1% charge!
5. Cards:
A. BOB Select
B. SBI IRCTC
C. Axis Magnus
D. Yes First Exclusive
E. ICICI MMT.

 

[steiner03]

I have 10 cards and I have mapped a use case for specific cards. And yet I am left with 3 useless cards.

1.One Card - This was my 3rd credit card and took it on FD because it had very attractive offers at the beginning.

2.BoB Select - Toon it coz it was LTF and thought might be useful for bank offers.

3. PNB platinum - I took this card for the sake of Rupay UPI link. Now I have converted my HDFC card to Rupay so it's almost dormant now. Just using it to make atleast a transaction a month to avoid annual fee.

 

[cardex]

I have 10 cards and I have mapped a use case for specific cards. And yet I am left with 3 useless cards.

1.One Card - This was my 3rd credit card and took it on FD because it had very attractive offers at the beginning.

2.BoB Select - Toon it coz it was LTF and thought might be useful for bank offers.

3. PNB platinum - I took this card for the sake of Rupay UPI link. Now I have converted my HDFC card to Rupay so it's almost dormant now. Just using it to make atleast a transaction a month to avoid annual fee.

I got one card recently without fd, though the limit is only 50k. Where should I spend it on , like rental payments, utilities etc for max rewards?

 

[steiner03]

I got one card recently without fd, though the limit is only 50k. Where should I spend it on , like rental payments, utilities etc for max rewards?

If I had a use case mapped to my one card, I wouldn't have listed it here.
The reason I am not closing it is it's life time free and one can find occasional offers here.

 

[VikasBhindwar]

My tribute to:-
1. One Card
2. RBL world Safari
3. PNB Platinum
4. SBI SimplyClick
5. ICICI MMT SIGNATURE
6. AU XCITE ACE
7. ICICI APAY -(Replaced by SBI Cashback)
8. IDFC MILLENNIA
9. AMEX Smartearn
10. ICICI Platinum

 

[ARV]

My list below:
1. Indusind Legend - Closed 2 days back
2. SBI Prime - Downgraded to Simply Click, for SBI Offers
3. IDFC Select
4. ICICI APAY - Using SBI Cashback
5. ICICI Platinum
6. BOB Eterna
7. HDFC DCP

 

[amit]

BOB Premier
ICICI APAY
HDFC DCP
Kotak White

 

[cardex]

BOB Premier
ICICI APAY
HDFC DCP
Kotak White

hi what are the salary requirements for amex card through your referal link?

 

[amit]

hi what are the salary requirements for amex card through your referal link?

standard salary requirement as given on site, no any special discount if applied through referral.

 

[cardio_guy]

Luckily I closed 3 dormant cards. Federal imperio, axis Indian oil and tata neu plus

 

[Ankur dhanda]

Dormant in drawer cards
Citi Rewards
IndusInd Pinnacle
IDFC Wealth

Last closed cards
Citi Prestige
RBL Zomato
Axis Vistara Infinite
Axis Samsung Infinite

 

[helloworld]

Dormant in drawer cards
Citi Rewards
IndusInd Pinnacle
IDFC Wealth

Last closed cards
Citi Prestige
RBL Zomato
Axis Vistara Infinite
Axis Samsung Infinite

Any retention offer for Prestige?

 

[Ankur dhanda]

Any retention offer for Prestige?

It was last year, didn’t get any so closed it.

 

[SpiesCan'tCatchMe]

Dead cards for me are,
Axis myzone
Icici platinum (worst card)
Icici coral Visa
Sbi simplyclick (only sales)
Icici MMT signature (crying in a corner)
Idfc wealth add ons (just took it for bogo offers)

 

[BhaiyaJi]

For me:
IDFC Wealth
IDFC Select
ICICI Accelero Sapphiro(MC AMEX)
Yes Premia
Citi Rewards
HSBC Platinum
Axis Magnus (Since Sept. 😢)

 

[cardio_guy]

My dead cards are federal imperio, axis Indian oil, and tata neu plus. Closed all of them.