Trick to get LTF Kotak IOCL and Zen credit card

[jack333]

Currently offer is going on for LTF Kotak Zen and IOCL credit card. Just change the fee code in the address bar to 300 and 188 respectively for these two. Will work only for NTB customers.

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www.kotak.com

Apply through below links in which I've already edited the fee codes

IOCL

Kotak Credit Card

Kotak Credit Card

cards.kotak.com

ZEN

Kotak Credit Card

Kotak Credit Card

cards.kotak.com

 

[sam1803]

I had received Zen as LTF through retention team. Is there any spend based condition on LTF Zen credit card for lounge access?

In their T&Cs for domestic lounge they have mentioned this :

Life time free cardholders need to spend a minimum of Rs. 60,000 on the primary card (EMI spends will not be considered) in a calendar quarter to be eligible to avail the 2 complimentary domestic lounge access for the next succeeding quarter. For example, if a customer wants to access lounges in the 3rd calendar quarter (July, Aug, Sept), his/her spends should be minimum of Rs. 60,000 on the primary card for the period between 1 st April, 2023 -30th June, 2023 . This is applicable to the following Credit Cards only Mojo Platinum, Royal Signature, NRI Royal Signature, Corporate Platinum, Zen Signature, Kotak Biz, Corporate Wealth Signature.
Maybe you can check with the customer support, if retention offer is any different from getting card LTF from fresh.

 

[Deleted member 27665]

In their T&Cs for domestic lounge they have mentioned this :

Life time free cardholders need to spend a minimum of Rs. 60,000 on the primary card (EMI spends will not be considered) in a calendar quarter to be eligible to avail the 2 complimentary domestic lounge access for the next succeeding quarter. For example, if a customer wants to access lounges in the 3rd calendar quarter (July, Aug, Sept), his/her spends should be minimum of Rs. 60,000 on the primary card for the period between 1 st April, 2023 -30th June, 2023 . This is applicable to the following Credit Cards only Mojo Platinum, Royal Signature, NRI Royal Signature, Corporate Platinum, Zen Signature, Kotak Biz, Corporate Wealth Signature.
Maybe you can check with the customer support, if retention offer is any different from getting card LTF from fresh.

Then for me it is better to close this credit card as I will not be able to spend Rs 60000 in a quarter and also in a year.

 

[ratheesh]

Applied today using the link for IOCL card. After verification said it is not eligible and suggested the 811 credit card. Clicked no and the application ended. 🙁😢

 

[CC-Muncher]

Applied today using the link for IOCL card. After verification said it is not eligible and suggested the 811 credit card. Clicked no and the application ended. 🙁😢

Cibil hit hua?

 

[CC-Muncher]

I had a kotak cc 6years back.. Closed
Will i be considered NTB or not?

Any income proof needs to be given?

 

[ratheesh]

Cibil hit hua?

Yes. Unfortunately it did.

 

[Pho3nix]

Myntra rupay

You got Myntra rupay LTF ?

 

[Vasuki]

You got Myntra rupay LTF ?

Paid 500 jF
Got 1000 welcome ( December)

 

[Pho3nix]

Paid 500 jF
Got 1000 welcome ( December)

1K Myntra voucher ? Are they still giving it ?
They aren't honoring currently going on offer ( 0 joining ,0 annual till 3 years ) on Myntra app 😡 They say it's a paid card.

 

[Vasuki]

Its a paid card but u will get 500 voucher for 3 year .
Equivalent to joining fees for 3 year .
Without crossing the fees reversal criteria

1K Myntra voucher ? Are they still giving it ?
They aren't honoring currently going on offer ( 0 joining ,0 annual till 3 years ) on Myntra app 😡 They say it's a paid card.

C

 

[Pho3nix]

Its a paid card but u will get 500 voucher for 3 year .
Equivalent to joining fees for 3 year .
Without crossing the fees reversal criteria

C

This thread was posted on 27th FEB & I applied for that card after going through it.Now those MFs are telling me that I am not eligible for that offer as I applied before 26th FEB.For F* sake ,how's that even possible!!I am not gonna activate it.

 

[Vasuki]

This thread was posted on 27th FEB & I applied for that card after going through it.Now those MFs are telling me that I am not eligible for that offer as I applied before 26th FEB.For F* sake ,how's that even possible!!I am not gonna activate it.

Kotak is kotak .
As via Twitter.

Its a good paid card for 500 ..
Extract juice out with rupay upi .. .
Till its giving Unlimited cashback 💀

 

[Pho3nix]

Kotak is kotak .
As via Twitter.

Its a good paid card for 500 ..
Extract juice out with rupay upi .. .
Till its giving Unlimited cashback 💀

Guess it's time to mass tag Uday Kotak. 🥱

 

[dealminer]

How to fix it? Doc fix it. @DocFixIt

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

How to fix it? Doc fix it. @DocFixIt View attachment 46387

woh achanak thik ho jayega

 

[MS R]

woh achanak thik ho jayega

nahi bro... same issue for me since 10 days

 

[kshitij_0]

We need to wait for 90 days after the approval of new card to apply for the next Kotak card, right?
Also how many days do I need to wait after placing the closure request of my Kotak Rupay Virtual card?
I already have 3 cards.

 

[MS R]

We need to wait for 90 days after the approval of new card to apply for the next Kotak card, right?
Also how many days do I need to wait after placing the closure request of my Kotak Rupay Virtual card?
I already have 3 cards.

my card is more than 10 months old.. getting error while applying for kotak myntra card

 

[kshitij_0]

my card is more than 10 months old.. getting error while applying for kotak myntra card

That error could be because of some other reason

 

[RDx08]

Applied for iocl card yesterday through the link. Did vkyc and received an email that application has been submitted along with the attached form (which shows 0 annual and joining fee). However not able to track the application status, shows no record found. Any inputs?