Trick to get LTF Kotak IOCL and Zen credit card

[jack333]

Currently offer is going on for LTF Kotak Zen and IOCL credit card. Just change the fee code in the address bar to 300 and 188 respectively for these two. Will work only for NTB customers.

Apply Credit Cards Online for Instant Approval, No Joining Fees

A credit card is a financial instrument to help you make instant credit based transactions. Apply for Credit Cards ✓No Credit Score Required ✓No Joining Fees.

www.kotak.com

Apply through below links in which I've already edited the fee codes

IOCL

Kotak Credit Card

Kotak Credit Card

cards.kotak.com

ZEN

Kotak Credit Card

Kotak Credit Card

cards.kotak.com

 

[realjayt]

what is the use of Zen Card in particular except for kotak offers?

For international lounge access 🌚 Itself the only reason I applied since my Select has the been approved yet

 

[Card_Maddy]

Currently offer is going on for LTF Kotak Zen and IOCL credit card. Just change the fee code in the address bar to 300 and 188 respectively for these two. Will work only for NTB customers.

Apply Credit Cards Online for Instant Approval, No Joining Fees

A credit card is a financial instrument to help you make instant credit based transactions. Apply for Credit Cards ✓No Credit Score Required ✓No Joining Fees.

www.kotak.com

Apply through below links in which I've already edited the fee codes

IOCL

Kotak Credit Card

Kotak Credit Card

cards.kotak.com

ZEN

Kotak Credit Card

Kotak Credit Card

cards.kotak.com

Anyone got success story procuring throught this route ?

 

[realjayt]

Anyone got success story procuring throught this route ?

I applied. Video KYC didn’t get completed and there’s no way to retry. It’s showing application under process

 

[karankayastha]

For international lounge access 🌚 Itself the only reason I applied since my Select has the been approved yet

But someone posted t&c of that & it says international lounge access is not available anymore

 

[realjayt]

But someone posted t&c of that & it says international lounge access is not available anymore

Really? In this thread?

 

[Bugs Bunny]

I have applied for the zen card today and got approved as well.
It was showing 0 Joining and Annual fee while applying but customer care guy said its chargeable for your card. And he asked me to send screen shot to a particular customer care number to check for LTF.

Did anyone faced like this?

+1 I also faced the same condition. I've shared the screenshot and even mailed to PNO let us see what unfolds.
PS: Got the zen card delivered yesterday.
@jack333

 

[Card_Maddy]

+1 I also faced the same condition. I've shared the screenshot and even mailed to PNO let us see what unfolds.
PS: Got the zen card delivered yesterday.
@jack333

are they saying its paid card
does it states fees somewhere with card? (joining letter)

 

[Bugs Bunny]

are they saying its paid card
does it states fees somewhere with card? (joining letter)

Joining letter was pathetic no details were mentioned. They didn't even bother to mention the billing date.

 

[MorningStar]

Even i received the card, yesterday. Nothing is there in the joining letter.
Sent message via twitter and waiting for their reply.

 

[MorningStar]

Received reply via twitter:

Hi! We wish to inform you that, the Credit card XXXX7256 provided to you is a lifetime free credit card. ^Team Kotak

 

[jack333]

NTB will easily get LTF through this bug. I got my white LTF last time when this bug was working on white also

 

[Tamal]

Received reply via twitter:

Hi! We wish to inform you that, the Credit card XXXX7256 provided to you is a lifetime free credit card. ^Team Kotak

are you existing kotak cc holder or zen LTF your first kotak card?

 

[card-shard]

Received reply via twitter:

Hi! We wish to inform you that, the Credit card XXXX7256 provided to you is a lifetime free credit card. ^Team Kotak

 

[dan873]

I'm new to KOTAK
Thinking about getting kotak iocl as lft
But heard the card doesn't fetch rewards points smoothly and mostly works on Company owned pumps

Can someone with kotak iocl confirm this and what is the min fuel transaction for surcharge waiver

 

[Aniket]

For students instant approval what i have to select in profession ?

I had selected occupation as student though got approved but had saving A/c.

This doesn't guarantee your too will get approved, depends upon the mood of LOTAK.

 

[bhaveshS]

I had selected occupation as student though got approved but had saving A/c.

This doesn't guarantee your too will get approved, depends upon the mood of LOTAK.

Income ? ?

 

[Aniket]

Income ? ?

Kya income bro pre-approved mila tha ek saal pehle, bank ke taraf se call aaya tha 😂
Jab eligibility 18 saal hi tha League Platinum ke liye... income pucha hi nahi mujh se and bank mein tabhi, KYC agent income < 2 lakhs rakha tha 😂

 

[karankayastha]

Really? In this thread?

Read it

https://images.kotak.com/bank/mailers/2023/files/Lounge%20MITC%2012-5%20Revised.pdf

 

[bhaveshS]

Kya income bro pre-approved mila tha ek saal pehle, bank ke taraf se call aaya tha 😂
Jab eligibility 18 saal hi tha League Platinum ke liye... income pucha hi nahi mujh se and bank mein tabhi, KYC agent income < 2 lakhs rakha tha 😂

Aesa bolo pre-approved tha 🤣

 

[WandereR]

But someone posted t&c of that & it says international lounge access is not available anymore

Read it

https://images.kotak.com/bank/mailers/2023/files/Lounge%20MITC%2012-5%20Revised.pdf

It doesn't say international lounge access itself is discontinued. Priority pass based access is migrated to credit card based access similar to domestic.