Trick to get pre-approved Sc cards including Ultimate

[BhaiyaJi]

I used to maintain & keep only the MAB amount i.e 25k in the SC saving account. Last month around the 10th I started using it for my daily small amount of UPI transactions & also added some 35K. Also did some P2P txns like Maid, Cook, payments, etc. Also received some amount from my friends. Yesterday received a pre-approved offer along with 1000 Amazon vouchers on 3 SC cards Ultimate, Smart, and EaseMyTrip cards.

 

[Wealth is my birth right!]

I had a LTF Manhattan since 2014-15
Got it with salary account
Card was auto closed due to non usage , as I lost the card in My Euro trip and didn’t cared to renew the same .

Hope u can try ultimate now with c2c emerald

 

[anirban.choudhuryanirban.choudhury is verified member.]

Hope u can try ultimate now with c2c emerald

I already took ultimate in Jan , flipped it with EMT in Feb and finally got that closed last week

 

[0xfallup]

I already took ultimate in Jan , flipped it with EMT in Feb and finally got that closed last week

why closed?

 

[anirban.choudhuryanirban.choudhury is verified member.]

why closed?

Not much useful to me

 

[sahilcapricorn]

I'm still not getting any pre approved offer.. Almost 7 months old account now.. MAB always over 25k and sometimes more like it's 1L + as we speak.. Using Debit Card frequently online for bill payments on Cheq & Mobi.. Also doing UPI transactions for food and tea n all.. Like small and medium amounts.. Area is serviceable, staying in branch location.. Don't wanna apply card now unless pre approved as SC denied my application twice in last one year 🥲🥲

 

[saucy]

I'm still not getting any pre approved offer.. Almost 7 months old account now.. MAB always over 25k and sometimes more like it's 1L + as we speak.. Using Debit Card frequently online for bill payments on Cheq & Mobi.. Also doing UPI transactions for food and tea n all.. Like small and medium amounts.. Area is serviceable, staying in branch location.. Don't wanna apply card now unless pre approved as SC denied my application twice in last one year 🥲🥲

Hmmmph. So capricorns are unlucky in financial matters.... Horoscope Noted.

 

[sahilcapricorn]

Hmmmph. So capricorns are unlucky in financial matters.... Horoscope Noted.

Lmao.. 🤣🤣

 

[Wealth is my birth right!]

Hmmmph. So capricorns are unlucky in financial matters.... Horoscope Noted.

Nice observation lol

 

[0xfallup]

@saucy can you help me with mine zodiac otherwise closing account Tomm 😕

 

[kushhh]

Did anyone was asked TAN number while applying Scb card

 

[RkrRkr is verified member.]

Did anyone was asked TAN number while applying Scb card

TAN is a 10-digit alphanumeric identity number given to individuals who are responsible for collecting or deducting taxes at the source in an individual capacity or as an entity.

are you applied for business CC of SCB ?

 

[kushhh]

No

TAN is a 10-digit alphanumeric identity number given to individuals who are responsible for collecting or deducting taxes at the source in an individual capacity or as an entity.

are you applied for business CC of SCB ?

I applied for smart personal card ... And when i asked they said it's bank policy, but i have received the link for vkyc

 

[Suspicious Activity]

Do we have people with LTF SC cards?

I asked an agent if they would give LTF premium cards for salary account and they started teaching me "credit cards are taken for spending. So you better spend on its fees as well"
I'm sure Debit cards and UPI makers would've been like View attachment 14884

they are giving out platinum as LTF.

 

[saucy]

they are giving out platinum as LTF.View attachment 15252View attachment 15253

Thanks for posting! I was sort of referring to the higher variants.
Btw there's some issue with this card as well - some people posted in this forum - that they were charged - in case you're interested in applying for it

 

[Suspicious Activity]

Thanks for posting! I was sort of referring to the higher variants.
Btw there's some issue with this card as well - some people posted in this forum - that they were charged - in case you're interested in applying for it

yes. i just saw. have this variant as LTF since 2015-16 when it was LTF by default. pathetic in limit increase

 

[sahilcapricorn]

Finally after long wait and doing regular txn and maintaining AMB, I see one offer, that of a home loan.. Lol.. Maybe next could be CC 🤣

 

[suhasa010]

Finally after long wait and doing regular txn and maintaining AMB, I see one offer, that of a home loan.. Lol.. Maybe next could be CC 🤣

What a wholesome Bank 🗿
They want you to build a home first, then think about credit cards 🗿

 

[Suspicious Activity]

Finally after long wait and doing regular txn and maintaining AMB, I see one offer, that of a home loan.. Lol.. Maybe next could be CC 🤣

i mean, its anushka..ghar nahin banaya toh diya kaise aake lagayegi..

 

[Kartik155555]

I just opened my account in Sc and they said if I can open it with fund of 15lac they will provide free debit plus cc in 1 week. Just to maintain it for one week. After approval off titanium cc you can downgrade. It get you cc faster then waiting 6 months.

If anyone wants her number i can assist.
Chandigarh branch.

 

[0xfallup]

I just opened my account in Sc and they said if I can open it with fund of 15lac they will provide free debit plus cc in 1 week. Just to maintain it for one week. After approval off titanium cc you can downgrade. It get you cc faster then waiting 6 months.

If anyone wants her number i can assist.
Chandigarh branch.

15 lacs wew 🙁