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Trick to transfer 5% SBI Cashback credit card to bank & effectively earn 3% upto Rs3000 profit per month

Abhishek012

TF Pioneer
Trick to transfer 5% SBI Cashback credit card balance to bank and effectively earn 3% upto Rs3000 profit per month:

App link:

Ios link:
Signup with any PAN or Voter Id or Passport or driving license number,

Home page >> go to profile >> setting >> account settings >> Increase limit >> now complete full kyc with PAN and Aadhar number >> and last option ask selfie to complete your full kyc. Now your Wallet limit increase to upto 2 lakhs.

Now app home page you will see "Generate UPI ID" now click on that option and complete your "Wallet UPI"

Go to add money option and add money through SBI Cashback credit card, app will charge you 2.17% but you will get 5% cashback for SBI Cashback credit card.

Make sure merchant name should be "PAYU MONEY" -

payu.jpg

Now after load money to your wallet.

Go to scan and pay option and scan your bank UPI QR and transfer to your bank free of cost (No Merchant UPI QR required).

omni1.jpg
omni.jpg

Important Info - Everyday bank transfer limit is Rs10,000 via Wallet UPI.

But i recommended for new users use small amount like start with Rs100 and then Rs500, Rs1000 or max Rs2000.

Old users dnt face any wallet account blocking problem but many new users who completed full kyc and suddenly loaded Rs5000 or Rs10,000 their wallet account gets blocked immediately due to suspicious activity.

I m sure many users will comment here like my wallet account is blocked and no reply from their customer care,

let me tell you if any new users account will get blocked, you need to wait upto 2 weeks to unblock your account via email (also possible they will ask you to re-submit your kyc document). So, new users dnt load higher amount of money.

Once your account getting old, you can load per day Rs10,000 and transfer to bank via Wallet UPI without any account blocking.

You will get 5% cashback for your SBI Cashback credit card and 2.17% charges. So, effectively approx 3% upto Rs3000 profit per month.

Many users here looted from this app from last few months.

Note - This PPI app is licensed by RBI. You will not lose your money, if your newly created full kyc wallet account will get blocked then i recommended load only as much money as you can handle for some time and once your full kyc wallet account will get old, load full Rs10,000 and transfer to bank via Wallet UPI.
 
New Trick already available. You can bank transfer at 1.2% charges and 3.8% profit using SBI Cashback credit card.

full details here also -


@PRASHANTTHAKUR
@vamsiarun1988
Arre Abhishek Bhai aapke saare tricks already follow kr rha hu kuch na baks rha,
Thank you so much🥹🥹
 
New Trick already available. You can bank transfer at 1.2% charges and 3.8% profit using SBI Cashback credit card.

full details here also -


@PRASHANTTHAKUR
@vamsiarun1988
Thank you Abhishek bhai For sharing the tricks.
 
New Trick already available. You can bank transfer at 1.2% charges and 3.8% profit using SBI Cashback credit card.

full details here also -


@PRASHANTTHAKUR
@vamsiarun1988
@Abhishek012 thank you. Trying to make this work on AU SFB 😛
 
Trick maine share nhi kiya hai, link pe ja kar dekho kisi aur ne share kiya hai.
@Abhishek012 -

I usually just use SBI CB, but I had to end up using AMEX MRCC (1.7k x 2) for a certain clothes site with mixed reviews for the more reliable ChargeBack Amex does.

Not a big fan of the slow AMEX ROI given that I cant use Hotels etc.

Any way to rotate some of these balance and pay it off via SBI CB to get some CB?
 
Has MCC changed now? For 2K I got charged 2039 instead 2038 and did not get any cashback. Other transactions from same day on other website already settled and got cashback but no cashback for Coupl.
How to know MCC from SBI? The customer care is so dumb that they only say they have authorization code and merchant category is 0000 but they can not find any other code in their system. Also, What is best term to ask them? I realized when I asked them merchant code they quickly try to relate it with authorization code. Should I be asking them as `merchant category` in future?
 
How to know MCC from SBI? The customer care is so dumb that they only say they have authorization code and merchant category is 0000 but they can not find any other code in their system. Also, What is best term to ask them? I realized when I asked them merchant code they quickly try to relate it with authorization code. Should I be asking them as `merchant category` in future?
@Abhishek012 bhai aapako kuch pata hai coupl ke mcc change ke bare me?
 
The vendor is showing as Eroute, will I get cashback
Trick to transfer 5% SBI Cashback credit card balance to bank and effectively earn 3% upto Rs3000 profit per month:

App link:

Ios link:
Signup with any PAN or Voter Id or Passport or driving license number,

Home page >> go to profile >> setting >> account settings >> Increase limit >> now complete full kyc with PAN and Aadhar number >> and last option ask selfie to complete your full kyc. Now your Wallet limit increase to upto 2 lakhs.

Now app home page you will see "Generate UPI ID" now click on that option and complete your "Wallet UPI"

Go to add money option and add money through SBI Cashback credit card, app will charge you 2.17% but you will get 5% cashback for SBI Cashback credit card.

Make sure merchant name should be "PAYU MONEY" -

View attachment 29775

Now after load money to your wallet.

Go to scan and pay option and scan your bank UPI QR and transfer to your bank free of cost (No Merchant UPI QR required).

View attachment 29776
View attachment 29777

Important Info - Everyday bank transfer limit is Rs10,000 via Wallet UPI.

But i recommended for new users use small amount like start with Rs100 and then Rs500, Rs1000 or max Rs2000.

Old users dnt face any wallet account blocking problem but many new users who completed full kyc and suddenly loaded Rs5000 or Rs10,000 their wallet account gets blocked immediately due to suspicious activity.

I m sure many users will comment here like my wallet account is blocked and no reply from their customer care,

let me tell you if any new users account will get blocked, you need to wait upto 2 weeks to unblock your account via email (also possible they will ask you to re-submit your kyc document). So, new users dnt load higher amount of money.

Once your account getting old, you can load per day Rs10,000 and transfer to bank via Wallet UPI without any account blocking.

You will get 5% cashback for your SBI Cashback credit card and 2.17% charges. So, effectively approx 3% upto Rs3000 profit per month.

Many users here looted from this app from last few months.

Note - This PPI app is licensed by RBI. You will not lose your money, if your newly created full kyc wallet account will get blocked then i recommended load only as much money as you can handle for some time and once your full kyc wallet account will get old, load full Rs10,000 and transfer to bank via Wallet UPI.
 
First buy Amazon gv and use for electricity bill payment, max 15k limit per transaction using Amazon gv for electricity payment.

Insurance limit - 1 lakh per transaction using Amazon gv.

Trick to get 5% cashback on Amazon gift card using SBI Cashback credit card -​

hi can you please share the trick with me I don't have access to dm
 
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