Trying to get Indusind Pioneer Heritage Metal ( World Elite Mastercard) for LTF with RM

[NeerajNegi]

Trying to get PIONEER HERITAGE METAL CARD from IndusInd Bank

Went today to Induslind bank
Talk with RM
Told him about getting this card " He was like " Sir I will get you this card bla bla open account first any account 5k monthly saving account etc.
After opening account today in the middle he was trying to sell in Induslind bank scheme of 24 Lakh dude .......

I was laughing 😄 still I listen carefully at the end and said I will see when I have money. he said okay.

He took me to meet bank Manager , He also started selling me a scheme of 24 Lakh shit..... that was deep shit.
hmmm Now I told him I need this card for LTF, I won't pay dime he said okay.

I will go tomorrow and update , I am thinking he will not do anything , lots of RM just say lots of things only and try to sell.

 

[AshishR]

Well put forth @AshishR

When did you try, please?

in jan 2023

 

[Bodhi]

in jan 2023

Thanks @AshishR

 

[BVCBVC is verified member.]

Is it worth 2L for 20+ years of LTF? 🤔 🤔

There is a dedicated video on unboxing and benefits.

 

[NeerajNegi]

Some update after opening account went to RM again asked for the card he said we will work on it and will do a email from branch manager. I talk with branch manager he said will email regarding your card to head.

I don't know how much it is true.
Just waiting. DO you think they will provide me LTF with no joining fees @TechnoFino


Did you get this card without Joinging fees?

 

[luciferlucifer is verified member.]

Some update after opening account went to RM again asked for the card he said we will work on it and will do a email from branch manager. I talk with branch manager he said will email regarding your card to head.

I don't know how much it is true.
Just waiting. DO you think they will provide me LTF with no joining fees @TechnoFino


Did you get this card without Joinging fees?

did you open a pioneer account?

 

[NeerajNegi]

did you open a pioneer account?

no

 

[EINSTEIN]

no

Then you won’t even get paid one forget ltf

 

[NeerajNegi]

Then you won’t even get paid one forget ltf

sure I will update here.

 

[Crusader4Credit]

you get 2L worth shopping voucher + oberoi hotel voucher upon fee payment

Can you please elaborate on the vouchers? I have been planning on getting this card specifically for Oberoi stays, given the revenue prices these days. What was the voucher combination offered? Any noteworthy T&Cs?

 

[Purnima]

I am at pioneer level with a decent amount of assets with IndusInd.
What can I do to get this card?

 

[EINSTEIN]

I am at pioneer level with a decent amount of assets with IndusInd.
What can I do to get this card?

Call your RM

 

[jack333]

They can atmost decrease the fee of the card for one time 90k plus gst without any annual fee. That's what they told me. Not LTF any more. As far as i remember, technofino and subhankar got LTF by getting approval from country head. If your RM or BM can talk to country head for you then good luck.

 

[EINSTEIN]

They can atmost decrease the fee of the card for one time 90k plus gst without any annual fee. That's what they told me. Not LTF any more. As far as i remember, technofino and subhankar got LTF by getting approval from country head. If your RM or BM can talk to country head for you then good luck.

Even after talking to country head they won’t approve LTF nowadays

 

[yaathran]

They can atmost decrease the fee of the card for one time 90k plus gst without any annual fee. That's what they told me. Not LTF any more. As far as i remember, technofino and subhankar got LTF by getting approval from country head. If your RM or BM can talk to country head for you then good luck.

I recently got the card as LTF on my wife name with country head approval. With 6+ years of banking relationship, good amount of NRV and family banking, approval can be taken but it's all case to case basis and approvals are very hard.

 

[jack333]

So everything is possible. Atleast 5-6 people on this forum have got it without joining fees

 

[satviksehgal]

I recently got the card as LTF on my wife name with country head approval. With 6+ years of banking relationship, good amount of NRV and family banking, approval can be taken but it's all case to case basis and approvals are very hard.

define good net worth with IndusInd? more than 50L, more than 1cr? etc.

 

[yaathran]

define good net worth with IndusInd? more than 50L, more than 1cr? etc.

It would be on case to case basis. Net worth is not just about savings account balance. Banks do consider how much revenue and business you have given them.

 

[shubhamosy]

Some update after opening account went to RM again asked for the card he said we will work on it and will do a email from branch manager. I talk with branch manager he said will email regarding your card to head.

I don't know how much it is true.
Just waiting. DO you think they will provide me LTF with no joining fees @TechnoFino


Did you get this card without Joinging fees?

What's the update brother?

 

[ashishsinghi]

PIONEER HERITAGE METAL CARD from IndusInd Bank

this card isnt possible anymore without joining fee, why??
because in the starting many people took this card without joining fee by opening pioneer account with initial 10L cheque.
After they got metal card, they withdrew money from account and kept zero balance... This was told to me by RM,

so thts why now its hard or almost impossible to get this card without paying joining fee
even i paid 1.8L + gst to get it for LTF

by the way, i also tried very hard to get the card without joining fee, even was ready to do ULIP... So bank ppl tried best, but it wasnt approved

but its worth it even with the joining fee, you can easily get amount back via oberoi stays, shopping voucher, BMS offer, Eazydiner Offer

Which are category we can this coupen..Even i am planing to get one

 

[NeerajNegi]

What's the update brother?

No luck