akjha78
TF Buzz
2020 -2024
Got diners black (paid card) in 2020 with a limit of 5 lakhs. I have been using it since then and never had to pay fees by spending 5 lakhs plus on the card.
2024
Made more than 10 lakh payment within 2 months in 2024. I got to know about the condition to upgrade to infinia was 8 lakhs spend in last 6 months and 8 lakhs + credit limit on the current card. Tried for limit increase in app and online banking but no luck. Salary had increased 3x since 2020 when the card was initially issued so sent a request to chennai branch for limit increase together with latest salary slips. Limit increase was declined so couldn't upgrade to infinia.
2025
Sent a mail to grievance redressal to upgrade dinera to ltf due to long history, timely payment and spend history but this was also denied.
Most of my other cards have high limits
ICICI Coral: 17 lakhs
AU Zenith: 10 lakhs
IDFC Wealth: 10 lakhs
My cibil is 800
I had a long pending upgrade offer for diners metal card. Opted for the upgrade two weeks back and have already spent more than 10 lakhs on the metal card within two weeks. As I have less limit, I make higher than limit transactions by doing advance bill payments.
Since it has been more than 6 months since I requested for limit increase I want to try one more time but want to seek expert advice before doing so.
What would be the best way to get the limit increase? My main motivation for limit increase is to get infinia but I dont know any other way.
Although I generally meet the spending criteria to avoid annual fees, but any trick to convert dcb metal to ltf would also be appreciated.
Got diners black (paid card) in 2020 with a limit of 5 lakhs. I have been using it since then and never had to pay fees by spending 5 lakhs plus on the card.
2024
Made more than 10 lakh payment within 2 months in 2024. I got to know about the condition to upgrade to infinia was 8 lakhs spend in last 6 months and 8 lakhs + credit limit on the current card. Tried for limit increase in app and online banking but no luck. Salary had increased 3x since 2020 when the card was initially issued so sent a request to chennai branch for limit increase together with latest salary slips. Limit increase was declined so couldn't upgrade to infinia.
2025
Sent a mail to grievance redressal to upgrade dinera to ltf due to long history, timely payment and spend history but this was also denied.
Most of my other cards have high limits
ICICI Coral: 17 lakhs
AU Zenith: 10 lakhs
IDFC Wealth: 10 lakhs
My cibil is 800
I had a long pending upgrade offer for diners metal card. Opted for the upgrade two weeks back and have already spent more than 10 lakhs on the metal card within two weeks. As I have less limit, I make higher than limit transactions by doing advance bill payments.
Since it has been more than 6 months since I requested for limit increase I want to try one more time but want to seek expert advice before doing so.
What would be the best way to get the limit increase? My main motivation for limit increase is to get infinia but I dont know any other way.
Although I generally meet the spending criteria to avoid annual fees, but any trick to convert dcb metal to ltf would also be appreciated.
