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UNI has launched its LIFETIME FREE Credit Card. Apply Now!

Apply For Lifetime Free IDFC First Credit Card
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UNI has launched its Lifetime Free credit card.

1. Earn 1% assured cashback on your spends. Get 5X more value than cashback at the Uni Store. Enjoy round the clock WhatsApp support.The more you spend, the more you earn. Not applicable on fuel purchase, rent & wallet transfers, ATM withdrawals & international transactions.

2. 5x more value than your cashback, only at the Uni Store.

3. Zero Forex Markup. Go international, without any fees.

4. It's LIFETIME FREE; No Joining Fee, No Annual charges
 
Apply For LTF AU LIT Credit Card
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The only issue for me to apply for every tom, dick and hardy card, is to be cautious because I have heard from others that some banks (like HSBC, Amex, SC) will reject your application when applying theirs if you are overleveraged. I am not sure how accurate that is, but is definitely something in my head. I have CCs from all other major players. So, no issue there but I do have an interest in applying for HSBC, Amex and SC (Mostly for their LTF card).

Edit: Overleveraged is not the right term, but I meant to say when you have too much credit on hand, compared to your annual income. (High credit to income ratio)
 
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akshayhs said:
The only issue for me to apply for every tom, dick and hardy card, is to be cautious because I have heard from others that some banks (like HSBC, Amex, SC) will reject your application when applying theirs if you are overleveraged. I am not sure how accurate that is, but is definitely something in my head. I have CCs from all other major players. So, no issue there but I do have an interest in applying for HSBC, Amex and SC (Mostly for their LTF card).
Click to expand...
Goal is to get premium or super premium credit cards with good limits. Rest chillar cards can be closed later. These chillar cards are used as tools to get super premium cards in the future.
 
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kushhh said:
Card toh kuch khaas hai nahi , why applying this shitty card
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acha-lagta-hai.gif
 
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