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UNI has launched its LIFETIME FREE Credit Card. Apply Now!

Apply For Lifetime Free IDFC First Credit Card
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UNI has launched its Lifetime Free credit card.

1. Earn 1% assured cashback on your spends. Get 5X more value than cashback at the Uni Store. Enjoy round the clock WhatsApp support.The more you spend, the more you earn. Not applicable on fuel purchase, rent & wallet transfers, ATM withdrawals & international transactions.

2. 5x more value than your cashback, only at the Uni Store.

3. Zero Forex Markup. Go international, without any fees.

4. It's LIFETIME FREE; No Joining Fee, No Annual charges
 
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ray8285 said:
For anyone still waiting, if at all, lol... the Nx Wave card is Live now!! I applied for the Nx Wave card and the banking partner for now is SBM..

May be they are trying to do a 1 card and will have multiple banking partners in future (yes bank too have this card listed on their website).

Uni told me they have opened the application process only for few early waitlisted customer for now, so anyone wanting to apply it will be worthwhile checking the app. The application form itself had a few glitches and I could get the vkyc done only after quite a few failed attempts. Waiting for the KYC approval now which uni informed might take upto 24 hours! Asked UNI if this card was pre approved but they said no, credit check (TU) will be done & will be interesting to see what limit SBM gives!

The joining fee for the card is nil and the reward rate @ 1℅ makes it fall under the basic card category.

For anyone interested Will keep you guys updated, once & if the approval comes from "SBM"!!!!! 🤣
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SBM...big No No
 
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Would you suggest me to take this card? They're closing Paycheck and are still offering me the card (since months).

The only thing I'm impressed about is 0 Forex, and honestly I don't know much about it. I may use it for forex after 2-3 years as I'm 21 so may keep the card for that.

But is there any chance of devaluation as well? Maybe till the time I really want to use it, they might have canceled zero forex or start charging annual fee?
 
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HolUp said:
Would you suggest me to take this card? They're closing Paycheck and are still offering me the card (since months).

The only thing I'm impressed about is 0 Forex, and honestly I don't know much about it. I may use it for forex after 2-3 years as I'm 21 so may keep the card for that.

But is there any chance of devaluation as well? Maybe till the time I really want to use it, they might have canceled zero forex or start charging annual fee?
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If you already hv yes bank cc then don't apply for it, as it will get rejected in the end regardless of the credit score or income
 
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KK001 said:
If you already hv yes bank cc then don't apply for it, as it will get rejected in the end regardless of the credit score or income
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No, I don't have Yes Bank CC. However I do own IDFC, BOB OneCard, HDFC, Amex, Axis, and Amazon ICICI. Hope that won't affect the application.

Also, anything you want to say about Forex thing to use in future?
 
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Ak Singh said:
Hey, I want to know should I apply yes bank uni nx wave credit card? I am getting it as pre approved offer.(Screenshot attached)

But few days ago, on 2 April,2024 my bankbazaar Finbooster Credit card was rejected. So should I apply uni ?.
can anyone confirm who is partner of uni credit card.
AS I know Earlier was yes bank.
Will it approve or reject?
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This card is very good for forex transactions. Since it's in MasterCard, the forex rate is also lower than the forex rate shows in banks. Only issue is that you can't get any other credit card from Yes Bank due to their one card policy. So you can not apply Kiwi card further.
 
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