Unlocking Credit Card: Credit Cards for Low or No Income Proof

[helloworld]

Assume: Person has CIBIL score of 750 above instead of NA (either by taking some loan, secured credit card etc. options will generated credit score).

Options (unsecured cards without bank accounts):

- Onecard
- Axis Airtel
- HDFC Moneyback+/Freedom
- SBI SimplyClick/SimplySave
- ICICI Platinum

Based on shopping apps:

- ICICI AmazonPay
- Axis Flipkart
- HDFC Swiggy
- Kotak Myntra (*Currently not available for new)

Note: Above cards might get declined due to various 'internal policy' factors but approval chances are very high and worked for many users.

Incase already have bank account and wonder where to look for pre-approved offers:
- https://www.technofino.in/community...offers-a-guide-for-existing-cardholders.9717/

 

[Batmanbaba]

U can get most of the card.... Try c2c or get ur first card as pre approved....

With that salary limit will be very less.. And make ur card useless for 6 months

 

[Batmanbaba]

Heard that Onecard not useful for c2c, so looking for a card which can be used as c2c later once salary and limit improved.

I got my bob card using fd based one card... U can only get bob card using it... From that bob card... I got my idfc card. So its a chain....

U just need to get ur first card abd get cibil above 750..one card shows in cibil as normal card... Not secured card even if u take it on fd...

If u dont want it. Then I would suggest take icici platinum in fd online or any flipkart axis card on fd by visiting any axis branch.

 

[isthisme]

So, I want to apply for a card on my mother's PAN (housewife). Credit age - 10 months
CIBIL - 740
Which Card should I go for which I could get without income docs?
and what Should I put in Employment?

 

[helloworld]

So, I want to apply for a card on my mother's PAN (housewife). Credit age - 10 months
CIBIL - 740
Which Card should I go for which I could get without income docs?
and what Should I put in Employment?

go for airtel if shown as in airtel thanks app.

 

[Palakh Andey]

Hi , i have a super money credit card witha 10k limit. What card can I get c2c. And if I can , what's the process?

Student , no income docs but I have stipends