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Upgrade ICICI Emeralde PVC to ICICI Emeralde Metal/Times Black

I hold a ICICI Emeralde PVC. Have spent Rs. 18 lacs since inception of card.

The app is not offering upgrade. How can I upgrade to Times Black or Emeralde Metal?

Can someone guide me?

Does ICICI downgrade the card if I am unable to upgrade the card? The reason is that I have a 24 month EMI running on this card.
 
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