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ICICI Credit Card ICICI Emeralde Private Metal Credit Card LTF

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elite34700 said:
TRV : Absolutely nothing , I hold EPM and timesblack already along with a old savings account not much balances. I had a chat with the private banking team about possible business we can give them and some institutional deals which might happen. This happened around a week ago . Team offered us true private banking accounts with 0 IP values and got cards got approved within 3-4 working days. Didn't have to sweat much here unlike infinias earlier.
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What do you mean by "True" private banking accounts?
 
BVC said:
True Private banking means, It comes without Times Black and it's true relationship account.
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Thank you @BVC

Som mentioned that they received Private banking accounts with Emeralde Private Metal too.

What is the difference between a true private account and normal private account in terms of features, benifits, etc., please?
 
Bodhi said:
Thank you @BVC

Som mentioned that they received Private banking accounts with Emeralde Private Metal too.

What is the difference between a true private account and normal private account in terms of features, benifits, etc., please?
Click to expand...
ICICI gives Wealth banking (On 8L above CL), Privilege Banking on (5-6L Above CL) and may be Private Banking on (10-12L on CL) on credit cards even without maintaining accounts or MAB in accounts.

True Private/Wealth/Privilege means getting status with maintaining TRV and relationship with bank. Now as per @elite34700 he got True Private status without maintaining TRV.

Now coming to difference in First case even though you get status banking your privileges will be limited, but in second case your privileges will be high.
 
BVC said:
ICICI gives Wealth banking (On 8L above CL), Privilege Banking on (5-6L Above CL) and may be Private Banking on (10-12L on CL) on credit cards even without maintaining accounts or MAB in accounts.

True Private/Wealth/Privilege means getting status with maintaining TRV and relationship with bank. Now as per @elite34700 he got True Private status without maintaining TRV.

Now coming to difference in First case even though you get status banking your privileges will be limited, but in second case your privileges will be high.
Click to expand...
Thank you so much for the detailed explanation @BVC

Appreciate it!
 
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BVC said:
ICICI gives Wealth banking (On 8L above CL), Privilege Banking on (5-6L Above CL) and may be Private Banking on (10-12L on CL) on credit cards even without maintaining accounts or MAB in accounts.

True Private/Wealth/Privilege means getting status with maintaining TRV and relationship with bank. Now as per @elite34700 he got True Private status without maintaining TRV.

Now coming to difference in First case even though you get status banking your privileges will be limited, but in second case your privileges will be high.
Click to expand...
Is this really true? I am not sure...

I have a CL of 13.5L on LTF Sapphiro and my account got downgraded to Privilege banking (25K MAB) last year from wealth
 
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BVC said:
ICICI gives Wealth banking (On 8L above CL), Privilege Banking on (5-6L Above CL) and may be Private Banking on (10-12L on CL) on credit cards even without maintaining accounts or MAB in accounts.

True Private/Wealth/Privilege means getting status with maintaining TRV and relationship with bank. Now as per @elite34700 he got True Private status without maintaining TRV.

Now coming to difference in First case even though you get status banking your privileges will be limited, but in second case your privileges will be high.
Click to expand...
A S S U M P T I O N S
 
imdjay said:
A S S U M P T I O N S
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How come you confirmed it's assumptions?

Myself and my brother and my friend have similar patters accounts as mentioned above.

I don't have any account relationship with them except credit card (Emeralde and Times Black Now)

When I had Emeralde earlier I had privilege banking with them, later on I linked my Prudential Insurances and Demat account and my account upgraded to Wealth account. On getting Times Black now my account is Private Banking.

Now share your views on A S S U M P T I O N S
 
BVC said:
ICICI gives Wealth banking (On 8L above CL), Privilege Banking on (5-6L Above CL) and may be Private Banking on (10-12L on CL) on credit cards even without maintaining accounts or MAB in accounts.

True Private/Wealth/Privilege means getting status with maintaining TRV and relationship with bank. Now as per @elite34700 he got True Private status without maintaining TRV.

Now coming to difference in First case even though you get status banking your privileges will be limited, but in second case your privileges will be high.
Click to expand...
Interesting. It resonates with my case. I dont have a bank account with ICICI and the CL they have given me is 4.9L; not 5L but 4.9.
 
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BVC said:
Now coming to difference in First case even though you get status banking your privileges will be limited, but in second case your privileges will be high.
Click to expand...
Any idea - which privileges are lacking?
 
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