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Upgrade to Infinia from DCB?

SKwinz

TF Neo
I have a DCB(FYF) and I recently got the upgrade for Infinia (non LTF)
I have 7-8L in expenditure annually
I was just wondering if the upgrade is worth it or not
I get higher daily cap on Smartbuy with infinia(7500 a day) compared to DCB(2500 a day) and better acceptance
but with DCB, I get BookMyShow and Tata Cliq vouchers(once every 2-3 months), Amazon prime and times prime subscription(hotstar and sony liv)
I spend roughly 1-2 lac per year on travel
 
Just see if the smartbuy difference (5x vs 3x) itself worth it...
They give timesprime smart membership which is not worth it.. (I had to buy the main one separately as this smart one doesn't include good deals)
Also, infinia gives the same number of points as renewal benefits so only GST is net fees. But in DCB, you have to chase 5L in order to get waiver.
 
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