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UPI without internet (solved)

Solution
  • You can use UPI LITE X offered by BHIM app and can transact without internet if your device is NFC (tap & pay) enabled & merchant has compatible machine (sound box) NFC enabled Smartphone, Paytm one is distributing NFC compatible Soundbox/QR box since a year or so.
Per txn max limit is 500. You can keep balance upto 2000 at any point of time..However, you can pay max 4000 in 24 hrs.​

huhhh.webp

  • 2. Alternatively you can use: *99# (USSD 2.0). It's an integration between banks (major & renowned banks are live) & TSPs (excluding Jio), allows both Smartphone & Basic/ Keypad Phone user to avail financial services like sending money using UPI ID, Mobile No., A/c No. & IFSC, etc. & non...
  • You can use UPI LITE X offered by BHIM app and can transact without internet if your device is NFC (tap & pay) enabled & merchant has compatible machine (sound box) NFC enabled Smartphone, Paytm one is distributing NFC compatible Soundbox/QR box since a year or so.
Per txn max limit is 500. You can keep balance upto 2000 at any point of time..However, you can pay max 4000 in 24 hrs.​

huhhh.webp

  • 2. Alternatively you can use: *99# (USSD 2.0). It's an integration between banks (major & renowned banks are live) & TSPs (excluding Jio), allows both Smartphone & Basic/ Keypad Phone user to avail financial services like sending money using UPI ID, Mobile No., A/c No. & IFSC, etc. & non financial services like Requesting Money using UPI ID/Mobile No., View last 5 txns, Set/Reset of UPI PIN, etc.) as well without the need of internet.
    • Jio don't support this. It's not GSM compatible. So, it's obvious you need to port, if you're Jio's user.

Mark it as the solution.
 
Last edited:
Solution
You can use UPI LITE X offered by BHIM app and can transact without internet if your device is NFC (tap & pay) enabled & merchant has required machine (sound box), Paytm one is distributing NFC enabled since a year or so.

Per txn max limit is 500. You can keep balance upto 2k at any point of time.
However, you can pay max 4k in 24 hrs.

View attachment 86883

Mark it as the solution.
A catch(workflow) is a hindrance of it not being progressed too much. (Lite X to Lite X only)
 

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A catch(workflow) is a hindrance of it not being progressed too much. (Lite X to Lite X only)
No bro, Paytm is only distrubing NFC compatible Soundbox/QR box since a year so. I had even made the payment.
Screenshot_20250316-121815.webp

It's just that others (Phonepe, G-Pay, etc) don't do innovation, not able to bring the same. I only see it as an hindrance because Paytm being marker leader earlier lost its trust & amid RBI emargo & rumours among merchants, lost substantial market share to Phonpe, especially.

No other app except BHIM allows this feature (use LITE balance, no need of internet connection, in case of NFC enabled device).

Everything has its pros & cons, if you don't own compatible devices and say it's a hindrance, nothing was supposed to be in place. For e.g: Let's say 'A' is saying he he wants to pay without participating in Digitalization, however want to pay digitally without using any device other than his hand(s) as in the case of Cash.
 
No bro, Paytm is only distrubing NFC compatible Soundbox/QR box since a year so. I had even made the payment.
View attachment 86893

It's just that others (Phonepe, G-Pay, etc) don't do innovation, not able to bring the same. I only see it as an hindrance because Paytm being marker leader earlier lost its trust & amid RBI emargo & rumours among merchants, lost substantial market share to Phonpe, especially.

No other app except BHIM allows this feature (use LITE balance, no need of internet connection, in case of NFC enabled device).

Everything has its pros & cons, if you don't own compatible devices and say it's a hindrance, nothing was supposed to be in place. For e.g: Let's say 'A' is saying he he wants to pay without participating in Digitalization, however want to pay digitally without using any device other than his hand(s) as in the case of Cash.
Dear you are taking it other way, mass adoption in India, needs rural participation as well, you are expert in All this, but a lot of small shopkeeper or user across India, not familiar with such things, not everyone having or plan to have Paytm Soundbox, or NFC Device.
It's a very good product feature, it will evolve surely as UPI.
Rest using the Digi Eco System, just check ✅ any of my thread.
 
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