Use of AMEX credit card

[Patil007]

I wonder, where we are using this Amex credit cards?

Never see any offers on our online ecommerce sites?

It is worth to keep Amex card in india?

 

[Slayer]

Personally i think that amex is also an online spend oriented card for India except for POS transactions at hotel chains

 

[Wealth is my birth right!]

@akshayhs @Wealth is my birth right! is it good to hold Gold charge then MRCC ? Any how i think i will pay fees of 4.5 + GST since am not able to use card anywhere

Yep gold charge is worthy to have for 2 reasons atleast for me i can say:
1. RPs awarded for fuel payments too (use in HPCL only)
2. 5x RPs if we buy GVs from their multiplier portal

 

[Wealth is my birth right!]

Personally i think that amex is also an online spend oriented card for India except for POS transactions at hotel chains

Sometimes I name AMex as online only card personally haha btw no card is giving 6k for 50k spend as reward thats the beauty of Amex offers but dont ask me whether the offers are usable to all again its ones own plan to reap more from the card.

American Express - Joyalukkas Offer | AMEX India

"With your American Express Card, get 25% discount on gold jewellery making charges. Get INR 6000/- off on purchase of diamond jewellery of INR 50,000/- and above."

www.americanexpress.com

 

[Slayer]

Sometimes I name AMex as online only card personally haha btw no card is giving 6k for 50k spend as reward thats the beauty of Amex offers but dont ask me whether the offers are usable to all again its ones own plan to reap more from the card.

American Express - Joyalukkas Offer | AMEX India

"With your American Express Card, get 25% discount on gold jewellery making charges. Get INR 6000/- off on purchase of diamond jewellery of INR 50,000/- and above."

www.americanexpress.com

Any other good offers - feel like all AmEx offers are targetted towards (somewhat extra) premium brands

 

[Wealth is my birth right!]

Any other good offers - feel like all AmEx offers are targetted towards (somewhat extra) premium brands

Yes this festival season all the brands are almost hi fi range so as long as we r not using such brands the offer is of no use.

 

[Patil007]

I was thinking to take Amex Smart Earn credit card to just hold at least one Amex card.

Will it be useful anywhere if I add this card in My collection and Pay Yearly Rs. 495 + GST.

 

[amit]

I was thinking to take Amex Smart Earn credit card to just hold at least one Amex card.

Will it be useful anywhere if I add this card in My collection and Pay Yearly Rs. 495 + GST.

take MRCC through referral as FYF.

 

[ChurningNoob]

The most useful feature of amex is used for giving referral to others, doesn't matter where and how they use it 🙂

 

[nithin1992]

If we get a MRCC card, can we use it to do Paytm wallet load 4x1500 per month and use the wallet money for UPI transactions?

I was thinking of using this method over a rupay credit card and was wondering if it made sense?

 

[ChurningNoob]

If we get a MRCC card, can we use it to do Paytm wallet load 4x1500 per month and use the wallet money for UPI transactions?

I was thinking of using this method over a rupay credit card and was wondering if it made sense?

You can add money in paytm but chargers are 2.35-3.25%

 

[vaibhav111vaibhav111 is verified member.]

If we get a MRCC card, can we use it to do Paytm wallet load 4x1500 per month and use the wallet money for UPI transactions?

I was thinking of using this method over a rupay credit card and was wondering if it made sense?

paytm will charge you 39.75 per 1500

 

[nithin1992]

paytm will charge you 39.75 per 1500

Ah, did not know that. So buying Amazon / flipkart GVs are the easiest way.

I'm guessing the other wallet load apps which we can use UPI with, all charge a similar fee making it not so ideal then?

 

[vaibhav111vaibhav111 is verified member.]

Ah, did not know that. So buying Amazon / flipkart GVs are the easiest way.

I'm guessing the other wallet load apps which we can use UPI with, all charge a similar fee making it not so ideal then?

yup.. buy gv through https://www.gyftr.com/amexrewardmultiplier/amazon-gift-vouchers - that amex reward portal link it give regular point too.

 

[nithin1992]

yup.. buy gv through https://www.gyftr.com/amexrewardmultiplier/amazon-gift-vouchers - that amex reward portal link it give regular point too.

Is this worth it though, considering you could probably get 5% CB via SBI CB or similar cards when purchased directly on Amazon FK etc.

Is there any other situation that Amex can work well over other cards?

 

[InquisitiveWhiz]

If we get a MRCC card, can we use it to do Paytm wallet load 4x1500 per month and use the wallet money for UPI transactions?

I was thinking of using this method over a rupay credit card and was wondering if it made sense?

It would make sense if you have a Paytm Fastag with the wallet. Recharge fastag upto 10K every month and use it for UPI transaction. Below is what I do :
1. Recharge 2 Paytm fastag (2 vehicles) using MRCC for 10K each without any convenience fees. Get 4X1500 and 20K monthly bonus points.
2. Use this for UPI with Paytm Banks , Pay Society Maintenance fees without charges(Transfer to bank).
3. If any money left in wallet, pay MRCC bill using UPI with Paytm Banks.

 

[RkrRkr is verified member.]

It would make sense if you have a Paytm Fastag with the wallet. Recharge fastag upto 10K every month and use it for UPI transaction. Below is what I do :
1. Recharge 2 Paytm fastag (2 vehicles) using MRCC for 10K each without any convenience fees. Get 4X1500 and 20K monthly bonus points.
2. Use this for UPI with Paytm Banks , Pay Society Maintenance fees without charges(Transfer to bank).
3. If any money left in wallet, pay MRCC bill using UPI with Paytm Banks.

Which app allows you to Recharge fastag with Amex MRCC ?
Kindly eleborate little more ?

@Walter White

 

[senasenthil]

Which app allows you to Recharge fastag with Amex MRCC ?
Kindly eleborate little more ?

@Walter White

No credit card option in GPay, PhonePay. Only UPI card in PayTM. MobiKwik seems to accept

 

[InquisitiveWhiz]

Which app allows you to Recharge fastag with Amex MRCC ?
Kindly eleborate little more ?

@Walter White

Mobikwik for 2.5K/month and the rest with Ola Money(max 2K per recharge). Have 2 separate accounts for both.

 

[RkrRkr is verified member.]

Mobikwik for 2.5K/month and the rest with Ola Money(max 2K per recharge). Have 2 separate accounts for both.

Mobikwik charges for fastag recharge via CC

 

[InquisitiveWhiz]

Mobikwik charges for fastag recharge via CC

AFAIK, Mobikwik does not charge fees till 2.5k per month for each account. Have been doing this for past 1 year and even in this month.