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Using 90% of credit limit of sbi CB card for a month only...will it impact cibil score

ujjwal2024

TF Premier
VIP Lounge
I need to buy air ticket which will cost me 1.15 Lakhs...the credit limit on my SBI CB card is 1.25 Lakhs
Now If I buy the ticket with CB card, I will get Rs, 5000 cashback and I am happy with it as it will also ensure Rs. 1200 annual fee waiver...
But, whether this will affect my civil score?
 
Solution
I need to buy air ticket which will cost me 1.15 Lakhs...the credit limit on my SBI CB card is 1.25 Lakhs
Now If I buy the ticket with CB card, I will get Rs, 5000 cashback and I am happy with it as it will also ensure Rs. 1200 annual fee waiver...
But, whether this will affect my civil score?
If you're worried about CIBIL impact, you can immediately repay the amount

Kindly mark as solution if it helps you
Is there any specific method i can check which cards im eligible for in sbi and whether they are LTF or FYF or paid etc? Im fine with a cibil enquiry for this.

Note : NTB with SBI.
 
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