Utility Bill through PAYTM!

[Finchamp!]

Hi All,

Which Credit card is best for earning rewards/ cashback on utility bill payment through PAYTM?

 

[Das.N]

For paytm app it's Paytm Sbi/HDFC credit card, If you consider Amazon then HDFC Millennia and Amazon Pay ICICI. For Gpay Axis Ace and For Airtel users It's Airtel Axis. It's your choice which app you are comfortable with.

 

[Finchamp!]

Any card recommendations other than co-branded CCs?

 

[Dheermishra]

Hdfc millennia is a core credit card.

 

[Das.N]

HDFC Millennia is a core card of the bank. Axis ace has a collaboration with Google pay, but Axis consider this card like a core card too. Another option for you is Bob eterna, but that is hard to get

 

[Finchamp!]

But paying using credit cards on PAYTM involves convenience fee? Is there anyway in which we can bypass the same?

 

[Arnal07]

But paying using credit cards on PAYTM involves convenience fee? Is there anyway in which we can bypass the same?

don't use paytm.. use icici amazon pay or sbi casback(via amazon gift card) on amazon pay for all utility bills and use hdfc billpay or cred for cc bill payments.

 

[helloworld]

Hi All,

Which Credit card is best for earning rewards/ cashback on utility bill payment through PAYTM?

Use those 10% cards like BOB, YES - around 2% convenience charges ~8% (usual limits applicable).

If through wallet allowed, do list your cards will let you know.

 

[Deleted member 11974]

Use those 10% cards like BOB, YES - around 2% convenience charges ~8% (usual limits applicable).

If through wallet allowed, do list your cards will let you know.

one they are 5%
and they are capped at 20-30 rs
so technically you still end up losing 20-50 bucks depending upon the bill amount

 

[helloworld]

one they are 5%
and they are capped at 20-30 rs
so technically you still end up losing 20-50 bucks depending upon the bill amount

pay through wallet with 0% additional fee.

 

[Deleted member 11974]

but for card discount you need to load via credit card

 

[helloworld]

but for card discount you need to load via credit card

yes, for now amzn is the reward option. but small amounts one can use those 10% cards upto 300.