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Views on Kotak mojo platinum credit card

vivzz

TF Buzz
Getting lots of spam for upgrade offer to Kotak mojo platinum card. Since it's a paid upgrade so not interested but would like to have views about this card if anyone is having.
 
I just created 811 account and they gave it to me for free, with 50k limit, got it for lounge and amazon offers otherwise not worth it. Ask your rm if possible.

edit: employee scammed me, sent 811 card with 14k limit instead with annual and joining fees.
 
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Not worth if you have to pay for it. Max reward rate is 1% on online spends with ridiculous conditions to redeem RPs. (2500pts minimum and need to redeem by calling CC)
I got it as LTF after wanting to cancel the even worse Urbane.
 
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