Vishesh v/s Classic Banking Programme

[shrewdoc]

HDFC Bank has recently started moving Classic Banking customers to their Vishesh Banking Program (Classic Equivalent)

This only applies to account holders in Sub-Urban & Rural Branches (SURU)

Here's the updated information from their website:

VISHESH BANKING PROGRAM:​

CLASSIC BANKING PROGRAM:​

BENEFITS OF VISHESH OVER CLASSIC:​

That's it, folks. So, if you're residing in a Suburb and rural location and Classic Logo SUDDENLY DISAPPEARS from your Net-Banking & Mobile application, do check with your RM ONCE if you've migrated to Vishesh Program.

Benefits of Vishesh Debit Card discussed Separately:​

HDFC Vishesh Platinum Debit Card

Hello Folks, Recently I got migrated from Classic to Vishesh Banking Programme: https://www.technofino.in/community/threads/vishesh-v-s-classic-banking-programme.17415/ Debit Card Image: Vishesh Platinum Debit Card Welcome Letter: Official link for complete information...

www.technofino.in

 

[sidpsidp is verified member.]

What is the MAB of the vishesh SB ? I have heard some people get it for 0 MAB if yes how ?

Same as classic.
You get upgraded for 1L net salary in primary or 1L in savings mab or 5L in casa+fd I'm group id.

But as long as you are in the program you won't be charged any non maintenance charges.

 

[SMN49]

If I open a HDFC bank account in rural area will they offer me only vishesh account? And can I opt for millenia dc if they force me vishesh account?
Thanks

you can directly open HDFC saving max a/c 25k MAB from any branch with that account debit card charges waive off.

 

[SMN49]

anyone of vishesh banking user can get healthcare benefits like voucher, teleconsultation benefits, etc.

 

[Pachiboy]

you can directly open HDFC saving max a/c 25k MAB from any branch with that account debit card charges waive off.

Yes but since my permanent address is of rural area I was wondering to open classic account because I would have to maintain less as low as 2500 MAB, only reason I am opening hdfc is just for core card and Millenia debit card.

 

[SMN49]

Yes but since my permanent address is of rural area I was wondering to open classic account because I would have to maintain less as low as 2500 MAB, only reason I am opening hdfc is just for core card and Millenia debit card.

Okay so you have to pay yearly 590 for millennia debit card

 

[SMN49]

Okay so you have to pay yearly 590 for millennia debit card

But at the time of account opening you will get money back debit card because for rural area they giving moneybcak by default card at the time of account opening so after account opening you can request for millennia debit card.