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Devaluation Wallet Load, EMI Cashback ended by HDFC (Millennia Credit Card) W.e.f 01 Sep 2024

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Das.N

Das.N

TF Legend
Just received the email,Wallet load with Millennia is killad by HDFC.(No reward points from 1Sep,2024)

Millennia will attract 59 rupees reward redemption from 1August,24.

Millennia will not offer 1% anymore for EMI transactions. (From 1Sep,24)

Rest in peace, my favourite HDFC card, Millennia.

Screenshot_20240730-123436.webp
 
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desiviru said:
@SSV Even I was feeling sad that education payments won't fetch 1% from Sep 1, on third party apps but then I realize, I don't have kids which then made me realize I am not even married aur shayad tabhi apne pass paisa zyada hai because apna marriage Variant wala Bhugta Credit Card nahi bana aaj tak nahi kab ka Himalayan Credit Card banwa ke chala gaya hota with Unlimited Bhakti.

RBI and Mahila Bank should make it madatory for women to have credit card issued on their own father's guarantee before marriage or married will not be legalized with no option to change father's mobile number or email ID to husband's. CC on Husband guanratee should not cross monthly 10-20K limit with no option of LE. 🤣 Pradhan Mantri Ladli CC Yojna chalayo koi.
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Shayad kisi meme dekha tha kuch din pehle, " Loan aur Credit Card le lo wife ke naam pe, aur Asset Kharido Maa k naam pe"
 
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Das.N said:
Shayad kisi meme dekha tha kuch din pehle, " Loan aur Credit Card le lo wife ke naam pe, aur Asset Kharido Maa k naam pe"
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Bhai apne cricket Hardik Pandya ki life se inspired hai woh memes. I am not registered in any social media website or app except 2 forum sites incl. TF. Pandya transferred all property in Mother's name once he get to know he is getting divorced. The goldigger wife is now washing her image by saying she didn't need anything and just wanted to move on in life and took away the child.

Anyways, this forum is not for such talks.

TFians, At 8PM, Modi ji will come to Doordarshan to announce, "Aaj raatri 12 baje se Payzapp wallet mein money via CC FREE nahi rahega. Aapne apni zindagi ke agle 4 hours jee bhar ke bharpoor tarike se jeene hai. Kal sab paisa banks ko aa jana chahiye aur 30 dino ki FD bana lena." 🤣 Iske baad koi bhi vyakti agar paisa rotate karta paya gaya toh usko RBI utha legi chahe 1.77% diya ho. HDFC se loan on CC le ke zamanat le lena allowed hai.
 
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D₹V said:
What HDFC told:
• No cashback on EMI & wallet
• cashback on utility & telecom will be capped at 2k RP
• education payment won't earn RP on specific apps

Since card benefits for these payments was 1% upto 1k only.
But HDFC stating now upto 2k RP which is contradictory.

Let's see what happens.
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HDFC call kia tha millennia cc ko lekar

Bol rahe new update me 1% upto 2k likha hai but 1k hi milega sir.

Maine bola karu RBI bamboo? Pichhla RBI ban yaad nahi?

To bola, sir kal update karta hu team se baat karke 🤣🤣🤣.
 
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fageriaji said:
I have paid school fee on school website which having HDFC payment gateway.
Amount was 14500/- and I received OTP of 14500/- from website but while checking the statement today I found that the transaction value is showing 14671.10/-

Is it normal to paying school fee or I have charged more by bank ?
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Normal , 1.18% was charged Extra.

HDFC gateway ki speciality hai, txn ke time charges nhi show karta, always settlement pe kaat leta hai for most of the Educational and Govt txns.🤣
 
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VISHESH_BANSAL said:
Normal , 1.18% was charged Extra.

HDFC gateway ki speciality hai, txn ke time charges nhi show karta, always settlement pe kaat leta hai for most of the Educational and Govt txns.🤣
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BC HDFC hamesha customer ko c***a banata hai...
I have called to CC then CCE told me that charges to lagte hi hai... maine bola to OTP 14500/- ka kyu bheja ? to bole ki merchant se baat karo 😏😏

After a long discussion she send me an email having transaction dispute form and case ID.
Should I go ahead with transaction dispute or not ?
 
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fageriaji said:
BC HDFC hamesha customer ko c***a banata hai...
I have called to CC then CCE told me that charges to lagte hi hai... maine bola to OTP 14500/- ka kyu bheja ? to bole ki merchant se baat karo 😏😏

After a long discussion she send me an email having transaction dispute form and case ID.
Should I go ahead with transaction dispute or not ?
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Dispute ka koi fayda nhi only time waste hoga khuch nhi.

Education and Govt Payment ho aur gateway HDFC ka toh expect karke chlo settlement pe 1.18% dene pad sakte hai

Yeh charge Merchant ki traf se hote hai just like Fuel Surcharge. If you really want to esclate it, then Escalate it with School Management.
 
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VISHESH_BANSAL said:
Dispute ka koi fayda nhi only time waste hoga khuch nhi.

Education and Govt Payment ho aur gateway HDFC ka toh expect karke chlo settlement pe 1.18% dene pad sakte hai

Yeh charge Merchant ki traf se hote hai just like Fuel Surcharge. If you really want to esclate it, then Escalate it with School Management.
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One exception I have found to this is the smarthub portal - https://smarthubeducation.hdfcbank.com/SmartFees/Landing.action?instId=SANWAG

They only have HDFC gateway for payment but I have paid using HDFC as well as other cards, they never apply additional fees.

Qfix on other hand doesn't show any charges but is applied after settlement.
 
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VISHESH_BANSAL said:
Dispute ka koi fayda nhi only time waste hoga khuch nhi.

Education and Govt Payment ho aur gateway HDFC ka toh expect karke chlo settlement pe 1.18% dene pad sakte hai

Yeh charge Merchant ki traf se hote hai just like Fuel Surcharge. If you really want to esclate it, then Escalate it with School Management.
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Ok bro. But main school management ke paas ye mudda nahi le jana chahta hu. It's ok to give 1.18% and take back 1% as CB on millennia card.
 
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After devaluation, hdfc seems to be processing millennia applications as Life time free. I have recently applied for paid card before devaluation and they have processed it as LTF
 
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