Way to get unsecured Kotak CC if holding secured CC?

[soumendunanda]

I have my 811 dd cc (fd) and now I'm unable to apply for unsecured cc,the bank agents telling you have close the fd card and wait for 6 months...but customer are are telling you can apply ,what to do? anyone has 2nd credit card from kotak?

 

[AsB]

Quick Question - I have pre-approved offer from Kotak for Kotak White, but it is not LTF. I had recently applied for Kotak Card, but it was rejected because my area pincode was not servicable at that time. But, now, I am in a servicable pin code.
If I let go of the pre-approved White Card, will I get the option to apply for other cards (pre-approved or otherwise)?

 

[akki7163]

We will not get kotak credit card online if we already had a fd based credit card in kotak, if we want kotak credit card we have to apply offline in branch.

 

[V360V360 is verified member.]

We will not get kotak credit card online if we already had a fd based credit card in kotak, if we want kotak credit card we have to apply offline in branch.

Incorrect - I got it online after closing FD card.

 

[akki7163]

Incorrect - I got it online after closing FD card.

How you got, can you please share your experience

 

[V360V360 is verified member.]

How you got, can you please share your experience

I applied on their website- was approved immediately without any verification. Shared my payslips.

 

[akki7163]

I applied on their website- was approved immediately without any verification. Shared my payslips.

after how many days did you apply

 

[V360V360 is verified member.]

after how many days did you apply

Bro - please read this thread carefully - u will get clarity. Lets not ask people to repeat. Thanks

 

[ashwinkashwink is verified member.]

Update: They are also now giving notifications for secured to unsecured credit card offers (FD can be withdrawable)

 

[akki7163]

I am not able to apply kotak credit card as it's showing that i am already holding a credit card....but i have closed it 7 month ago WHAT SHOULD I DO????????