Way to upgrade hdfc credit card

[tushu5121]

Please suggest me how can i upgrade my hdfc credit card
As i have hdfc moneyback credit card
And it is useless for me..
I use this for online shopping
But it is not supporting in many offers

I Called and mailed hdfc even call my RM ( he is useless also )
All said

Send a letter with upgrade form with income documents to their Head office...

I did the same but nothing is happening..

Any suggessions please

 

[amit]

Which one is/was your oldest HDFC CC?

Diners C P

 

[SSV]

Diners C P

So, you don't come under the category we are talking about ..
The scenario, we are talking about is: getting a core card after a debut co-branded HDFC cc..

 

[amit]

So, you don't come under the category we are talking about ..
The scenario, we are talking about is: getting a core card after a debut co-branded HDFC cc..

does the OP said his debut card is co-branded?

 

[SSV]

does the OP said his debut card is co-branded?

He didn't even said that he owned a co-branded card when he first asked the question..

 

[Akashn]

does the OP said his debut card is co-branded?

No. His first card is Moneyback but if he closes MB then according to theory he won't be be able to apply for Core HDFC card as he owns co branded card. Your case is different as you applied for another co branded card.

 

[amit]

No. His first card is Moneyback but if he closes MB then according to theory he won't be be able to apply for Core HDFC card as he owns co branded card. Your case is different as you applied for another co branded card.

Bendi kya lafda hai hdfc ka.

 

[Akashn]

Bendi kya lafda hai hdfc ka.

Yeah. Needs complete overhaul

 

[tushu5121]

Hdfc bank is like private sector's SBI now....
No care for their customers.
And judge people by there looks and cloths.
I faced miltiple issues.
As my living life is simple

 

[D₹V]

Just need some negotiation skills & they'll upgrade 😉 to millennia or other personal cards.

 

[dexter_greycells]

A close contact has had an HDFC TIMES Platinum for a decade or so now. The current credit limit on their card is in 7 figures. They do not own a HDFC core card. They are an Imperia banking customer with a sizeable portfolio. They have spoken to at least 4 HDFC RMs over the last 4 years for any HDFC core card. Each one of them told them the same thing - "Unfortunately we cannot issue you one. You will have to close the TIMES Platnium to apply for a core card."

Now they do not want to close the HDFC TIMES Platinum because it is one of their oldest cards. Plus it has a unique superpower of offering 50% discount on BookMyShow even on single tickets which suits them since they tend to watch dozens of movies in a year mostly alone. They end up using their family member's HDFC core card for all other uses.

So, yes, HDFC is weird. A lot of people say escalating to some higher-ups or emailing some grievance email address gets the job done. The contact does not have the time for that. I know ICICI and Axis have no problems in issuing multiple core or co-branded cards to their customers.

 

[D₹V]

A close contact has had an HDFC TIMES Platinum for a decade or so now. The current credit limit on their card is in 7 figures. They do not own a HDFC core card. They are an Imperia banking customer with a sizeable portfolio. They have spoken to at least 4 HDFC RMs over the last 4 years for any HDFC core card. Each one of them told them the same thing - "Unfortunately we cannot issue you one. You will have to close the TIMES Platnium to apply for a core card."

Now they do not want to close the HDFC TIMES Platinum because it is one of their oldest cards. Plus it has a unique superpower of offering 50% discount on BookMyShow even on single tickets which suits them since they tend to watch dozens of movies in a year mostly alone. They end up using their family member's HDFC core card for all other uses.

So, yes, HDFC is weird. A lot of people say escalating to some higher-ups or emailing some grievance email address gets the job done. The contact does not have the time for that. I know ICICI and Axis have no problems in issuing multiple core or co-branded cards to their customers.

He has to put efforts by any mean.

 

[Deleted member 13981]

A close contact has had an HDFC TIMES Platinum for a decade or so now. The current credit limit on their card is in 7 figures. They do not own a HDFC core card. They are an Imperia banking customer with a sizeable portfolio. They have spoken to at least 4 HDFC RMs over the last 4 years for any HDFC core card. Each one of them told them the same thing - "Unfortunately we cannot issue you one. You will have to close the TIMES Platnium to apply for a core card."

Now they do not want to close the HDFC TIMES Platinum because it is one of their oldest cards. Plus it has a unique superpower of offering 50% discount on BookMyShow even on single tickets which suits them since they tend to watch dozens of movies in a year mostly alone. They end up using their family member's HDFC core card for all other uses.

So, yes, HDFC is weird. A lot of people say escalating to some higher-ups or emailing some grievance email address gets the job done. The contact does not have the time for that. I know ICICI and Axis have no problems in issuing multiple core or co-branded cards to their customers.

I also started with HDFC Times Card. While opening salary account with HDFC the branch representative took an application to split the limit and issued Regalia as the second card. Later my Times Card was upgraded to DCB in 2019 and Regalia to Infinia in 2020. So anything is possible. Yeah but time factor may be at play here.

 

[Vasuki]

A close contact has had an HDFC TIMES Platinum for a decade or so now. The current credit limit on their card is in 7 figures. They do not own a HDFC core card. They are an Imperia banking customer with a sizeable portfolio. They have spoken to at least 4 HDFC RMs over the last 4 years for any HDFC core card. Each one of them told them the same thing - "Unfortunately we cannot issue you one. You will have to close the TIMES Platnium to apply for a core card."

Now they do not want to close the HDFC TIMES Platinum because it is one of their oldest cards. Plus it has a unique superpower of offering 50% discount on BookMyShow even on single tickets which suits them since they tend to watch dozens of movies in a year mostly alone. They end up using their family member's HDFC core card for all other uses.

So, yes, HDFC is weird. A lot of people say escalating to some higher-ups or emailing some grievance email address gets the job done. The contact does not have the time for that. I know ICICI and Axis have no problems in issuing multiple core or co-branded cards to their customers.

Ofc he can try upgrade.

Here Indus & axis & kotak are full of bogo & spend based free tickets