Ways to get IDFC First Wealth Credit Card

[kashyapaditya256]

Hi,

Is there any way to get IDFC Bank Wealth Credit Card.

I got IDFC Millennia Credit Card a year ago, but always wanted to get IDFC's higher variant Credit Card.

Did open a savings bank account with a 1L+ MAB to improve relationship. Tried several times through mailing customer care for and upgrade, but of no avail.

Since Wealth Credit is one of the premium credit cards on LTF criteria, it has been long on my wishlist.

Can someone please help me out in tips or tricks to attain the Wealth Credit Card or how to get a response from IDFC Bank since they are extremely dormant in responding.

 

[Chaitanya-a]

I have one doubt. As HDFC do not report their CC limit to CIBIL, then If we're applying via C2C for IDFC cards using HDFC cards then can we input very high limit in the 'Credit Limit' section? Because they can't verify the limit for the HDFC card through CIBIL anyway.

Very high limit only for very high ranked cards💀 like Infinia

 

[Akash Topder]

Very high limit only for very high ranked cards💀 like Infinia

If I put HDFC Millennia with something like 5L limit (actual limit 1.62L) and proceed then will they ask for CC statement later to verify the limit?

 

[xiddy]

If I put HDFC Millennia with something like 5L limit (actual limit 1.62L) and proceed then will they ask for CC statement later to verify the limit?

They didn't verify anything when i got my select.

 

[Chaitanya-a]

They didn't verify anything when i got my select.

Which card you had? And what limit?
They must have some set limits for each card.

 

[xiddy]

Which card you had? And what limit?
They must have some set limits for each card.

I used ICICI platinum or Apay last time, as they both have a 5.1L limit. I don't recall which one exactly.

 

[Chaitanya-a]

If I put HDFC Millennia with something like 5L limit (actual limit 1.62L) and proceed then will they ask for CC statement later to verify the limit?

If they find it extraordinarily higher than expected, then they'll ask you docs. Don't know what's their set limit

 

[Akash Topder]

If they find it extraordinarily higher than expected, then they'll ask you docs. Don't know what's their set limit

Yeah that may happen but as @xiddy mentioned, if LTF cards like Apay and Platinum can have 5L+ limit then using HDFC Millennia shouldn't be an issue.

 

[Chaitanya-a]

Yeah that may happen but as @xiddy mentioned, if LTF cards like Apay and Platinum can have 5L+ limit then using HDFC Millennia shouldn't be an issue.

That's coz Apay card has generally higher limit. But you can try. If they marks no docs required, then you're good to go.

 

[iamvk]

so as per your experience here is were I'm at
Jan 2022 - got Select approved same as yours
feb 2023 - asked for LE and upgrade to wealth , denied after 3/4 days
march 24th - asked for closure through app and Select card is now blocked and closed and can't be seen in your app
now i can apply today iself with different number but lower or select might show up.
only reason I'm considering now by 27-28th cause both you and @Jetstone have march 2023 in common for approval of wealth. may be I'm wrong.

Try your luck. I was unable to apply for some days even after closing

 

[iamvk]

Amazing
It’s time for a big party 🎉

I think that's minimum you get for Wealth CC

 

[rutuls536]

anyone got wealth eligible LE by spending over select credit card? is it possible to upgrade if you transfer your regular spends on select card & they give you limit enhancement offer then you upgrade to wealth?

 

[xiddy]

anyone got wealth eligible LE by spending over select credit card? is it possible to upgrade if you transfer your regular spends on select card & they give you limit enhancement offer then you upgrade to wealth?

I was told that this was the only way to upgrade to wealth. But they also said that I would have to spend 4-5 lacs on the card in 6 months to get it.

 

[rutuls536]

I was told that this was the only way to upgrade to wealth. But they also said that I would have to spend 4-5 lacs on the card in 6 months to get it.

okay. that is quiet a tough job..

 

[iamvk]

I was told that this was the only way to upgrade to wealth. But they also said that I would have to spend 4-5 lacs on the card in 6 months to get it.

Nothing guarantees it with IDFC. Only way is to write to them for limit increase and once Select has 5L or more limit ask for upgrade. There is nothing set in stone.

 

[Sahilmiya]

Any one can please tell, what should be limit in old card for applying wealth c2c ?

I have Amazon pay should that work ?

 

[Chaitanya-a]

Any one can please tell, what should be limit in old card for applying wealth c2c ?

I have Amazon pay should that work ?

If you've card of foreign banks like Amex/SC Ultimate, then you can expect wealth c2c with previous card limit in range of 5L-7L. Otherwise for Indian banks, they're expecting 7L and higher limit.

 

[gurubhai]

I won't apply for wealth right away. i used select card for 1 yr and 1.5 months and tried through upgrade too and it wasn't a success though so after that i made the decision to cancel.

Can you share your experience? What is the criteria you were not able to fulfil for wealth card?

 

[drakesri]

Its funny how IDFC CC application works. I applied online on C2C basis with limit of 8 lakhs, the system offered Wow card. I cancelled the application right away. No relationship with IDFC

 

[vaibhav111vaibhav111 is verified member.]

Its funny how IDFC CC application works. I applied online on C2C basis with limit of 8 lakhs, the system offered Wow card. I cancelled the application right away. No relationship with IDFC

Which card You used

 

[vaibhav111vaibhav111 is verified member.]

Can you share your experience? What is the criteria you were not able to fulfil for wealth card?

I'm not sure either