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What are the Conditions of LTF HDFC Bank Regalia Credit Card?

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According to the video posted by @TechnoFino regarding HDFC LTF method. To make Regalia LTF, one has to spend 1Lac in first 90 days. and then it would be converted to LTF. It is also applicable on upgraded cards as well. I got upgraded to regalia on 2st April. Now 90 days will be completed on 2nd July. Statement for each cycle is generated on 20th of each month. I have already spend more than 1 lac before 2nd July (before completion of 90 days).
So my question is will the credit card statement will mention or become LTF in the statement on 20th June(before 90 days completion) or on 20th July (statement generated after 90 days)? Which way to go?
 
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Solution
TechnoFino
nitrogenSingh said:
According to the video posted by @TechnoFino regarding HDFC LTF method. To make Regalia LTF, one has to spend 1Lac in first 90 days. and then it would be converted to LTF. It is also applicable on upgraded cards as well. I got upgraded to regalia on 2st April. Now 90 days will be completed on 2nd July. Statement for each cycle is generated on 20th of each month. I have already spend more than 1 lac before 2nd July (before completion of 90 days).
So my question is will the credit card statement will mention or become LTF in the statement on 20th June(before 90 days completion) or on 20th July (statement generated after 90 days)? Which way to go?
Click to expand...
email Hdfc and ask for LTF confirmation
Note- do not mention, your card was...
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Also for how long have you been using the privilege card? 4 months
Limit? 4 lacs
Was it upgraded from any previous card, or you got a new one? New
Also is your smartPay always enabled for the current card? Enabled it on my new card from Day 1
 
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rajneeshray said:
Also for how long have you been using the privilege card? 4 months
Limit? 4 lacs
Was it upgraded from any previous card, or you got a new one? New
Also is your smartPay always enabled for the current card? Enabled it on my new card from Day 1
Click to expand...
@anirbanm As he has a new card, therefore the condition of guaranteed LTF is applicable to him (He needed to spend 1Lac in first 90 days, which he spent)
For me I, just have to keep smartPay enabled always
 
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rajneeshray said:
Also for how long have you been using the privilege card? 4 months
Limit? 4 lacs
Was it upgraded from any previous card, or you got a new one? New
Also is your smartPay always enabled for the current card? Enabled it on my new card from Day 1
Click to expand...
@anirbanm he mentioned here, he has a new one, not upgraded one (3rd Point)
 
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Krish said:
from where can we get rewards statement? Is this feature available for entry level cards too?
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I earlier used to have HDFC easyemi card, this rewards statement was not present in the statement. When i got upgraded to milennia , then reward statement used to come. I am not sure, other might know better. Maybe this reward structure starts from milennia, This is my pure observation.
 
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nitrogenSingh said:
According to the video posted by @TechnoFino regarding HDFC LTF method. To make Regalia LTF, one has to spend 1Lac in first 90 days. and then it would be converted to LTF. It is also applicable on upgraded cards as well. I got upgraded to regalia on 2st April. Now 90 days will be completed on 2nd July. Statement for each cycle is generated on 20th of each month. I have already spend more than 1 lac before 2nd July (before completion of 90 days).
So my question is will the credit card statement will mention or become LTF in the statement on 20th June(before 90 days completion) or on 20th July (statement generated after 90 days)? Which way to go?
Click to expand...
I had to call customer care to get confirmation, it was never mentioned in the statement. I had used my Regalia for years without knowing that it is LTF.
 
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nitrogenSingh said:
As you said, i dropped a email to hdfc bank (grievance.redressalcc@hdfcbank.com). I did not mention anything about upgraded card, only said that i have spent more than 1Lac in 90 days and want to know LTF confirmation of the same.
Bank Responded by saying that as my card is upgraded via netbanking , therefore the LTF criteria is not valid for me. (Since they might have checked internally on whether the card is newly issued or upgraded). Although they also mentioned that i can make it LTF using smartPay, So will do the same.
Click to expand...
Also, recently customer care called me, saying only adding DTH bills to smartPay will make it LTF, and not any other type of bill 😕.I do not have DTH at home, so no bill, only have landline bills. Can someone please help. What to do now? @TechnoFino @souvikdey2002 @anirbanm .
I have already dropped emails to grievance team. Now what should i do?
 
Last edited:
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anirbanm said:
That's why you always should take unconditional LTF
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I was not offered unconditional LTF, if i got unconditional LTF, definitely would have taken it.
My aim is to get DCB or Infinia in future, For that regalia is a stepping stone and is required to move forward.
Therefore when the card for offered as a upgraded card, I took it. So as to move forward.
Please suggest some way, if you can?
 
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anirbanm said:
You should have waited
They offer upgraded pre approved offers
Click to expand...
i was not aware of the upgraded of pre-approved offers. My bad. Shall i drop some more email to cc and maybe asking to make it LTF or close card.
I have been using HDFC card since 2 years and current regalia card for 3 months, shall i drop email or wait for sometime?
 
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nitrogenSingh said:
Also, recently customer care called me, saying only adding DTH bills to smartPay will make it LTF, and not any other type of bill 😕.I do not have DTH at home, so no bill, only have landline bills. Can someone please help. What to do now? @TechnoFino @souvikdey2002 @anirbanm .
I have already dropped emails to grievance team. Now what should i do?
Click to expand...
Dth is prepaid though I don't get any bill for Tata Sky
 
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nitrogenSingh said:
Also, recently customer care called me, saying only adding DTH bills to smartPay will make it LTF, and not any other type of bill 😕.I do not have DTH at home, so no bill, only have landline bills. Can someone please help. What to do now? @TechnoFino @souvikdey2002 @anirbanm .
I have already dropped emails to grievance team. Now what should i do?
Click to expand...
Landline bill works great.
Email hdfc and get confirmation
 
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