What are the conditions to make HDFC Bank Millennia Credit Card LTF?

[Shahkhan]

Hello community members!,
Last month I applied for. HDFC MILLINEA which was conditional LTF offer. But im uncertain about the spending condition, as before 2022 it was 1L spend to LTF.
Now some sources says 50K spends to LTF.
SO, which one should I prefer, also , does the spend condition applies when buying gold or silver jewellery?

 

[prc1990]

Just curious, but can you clarify, what's Vymo and NTB means in that image? I also had received HDFC millennia in March and without any kind of hassle, so I want to know if this was due to me falling under these categories or something else.

Vymo is based on income whereas NTB is based on C2C.

These all are the internal campaign names.

 

[AllSeeker]

Vymo is based on income whereas NTB is based on C2C.

These all are the internal campaign names.

Thanks, that explains a lot.

 

[AsB]

This year I added the following so far:

1. IDFC First Millennia
2. HSBC VISA Platinum
3. CITI Rewards 🥱

Now that I am getting credit cards easily, I bought this for getting all thosr cards in one packet . My future targets are
BoB
Flipkart axis LTF
IDFC First
HSBC

 

[007]

Now that I am getting credit cards easily, I bought this for getting all thosr cards in one packet . My future targets are
BoB
Flipkart axis LTF
IDFC First
HSBC
View attachment 1394

Share link for that wallet if possible.

 

[AsB]

Share link for that wallet if possible.

https://www.amazon.in/gp/product/B08Q7NLP1C/ref=ppx_yo_dt_b_asin_title_o04_s00?ie=UTF8&psc=1

 

[AsB]

HDFC Customer Care confused me.
First when I mailed them, they said that I needed to spend 30k to make it LTF.
After I did that, and after waiting for 1 month, and paying the bill worth Rs 30,366, I emailed them back to see if my card was LTF. Turns out, my card was processed as LTF from the start.

 

[AsB]

https://www.amazon.in/gp/product/B08Q7NLP1C/ref=ppx_yo_dt_b_asin_title_o04_s00?ie=UTF8&psc=1

It has got 20 spaces. So you can have 20 credit cards in that holder . Also, it is Made In India.

 

[007]

It has got 20 spaces. So you can have 20 credit cards in that holder . Also, it is Made In India.

Yeah more than enough (*for now*)! 🤣

 

[007]

HDFC Customer Care confused me.
First when I mailed them, they said that I needed to spend 30k to make it LTF.
After I did that, and after waiting for 1 month, and paying the bill worth Rs 30,366, I emailed them back to see if my card was LTF. Turns out, my card was processed as LTF from the start.


View attachment 1395View attachment 1396

Yeah these guys are too confused. And their customer support is on another level. Don't know what they smoke. One guy told me to spend 3 lac (officially 50K) in 90 days for Millenia (to make it LTF)! And I was like WTF! 🤷‍♂️

 

[AsB]

Apply for BOB now

Alerady done. Offline mode. But, the employee did not give me any App Id.

 

[AsB]

As long as you've written confirmation of LTF, you're good.

But, I already spent Rs 30k for no reason. I had to pay around 1 percent extra as it was rent payment

 

[Bob78900]

But, I already spent Rs 30k for no reason. I had to pay around 1 percent extra as it was rent payment

Nothing can be done now bro feel happy that you don't have to pay annual fee from now your card is ltf. Bura haadsa smjh ke bhool jaao🥲

 

[prc1990]

But, I already spent Rs 30k for no reason. I had to pay around 1 percent extra as it was rent payment

Since you're part of this awesome community, together we all will help you out to recover that amount. 🤗

 

[Bob78900]

Since you're part of this awesome community, together we all will help you out to recover that amount. 🤗

Bhai rent payment count hogi na ltf spending criteria poora krne ke liyee?

 

[prc1990]

Bhai rent payment count hogi na ltf spending criteria poora krne ke liyee?

As per the people in this community, it should be counted 🙏. Raho Befikkar.

 

[Bob78900]

As per the people in this community, it should be counted 🙏. Raho Befikkar.

No actually i am thinking of getting an upgrade if i don't get it ltf. Then i am going to use spending criteria to waive off this will be also applicable to upgraded cards also right?

 

[007]

Bhai rent payment count hogi na ltf spending criteria poora krne ke liyee?

Yes it will count.

 

[AsB]

No actually i am thinking of getting an upgrade if i don't get it ltf. Then i am going to use spending criteria to waive off this will be also applicable to upgraded cards also right?

It is better to downgrade.

 

[Bob78900]

It is better to downgrade.

Why someone will downgrade their card🥲 also some banks don't allow to downgrade 🥲

 

[AllSeeker]

But, I already spent Rs 30k for no reason. I had to pay around 1 percent extra as it was rent payment

.........🙁