What Axis card should I get now?

[Ekavya]

I recently cancelled my 2 years old Flipkart Axis credit card. And now I am getting some pre approved credit cards from axis. I already have Ace and IOCL Rupay. Should I get any of these credit cards?

 

[SSV]

I recently cancelled my 2 years old Flipkart Axis credit card. And now I am getting some pre approved credit cards from axis. I already have Ace and IOCL Rupay. Should I get any of these credit cards?
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Get NEO LTF .. All the best !!

 

[bing1309]

Just life time free nothing else in axis

 

[Vinay13]

if you are in airline/hotel points gain then atlas beats every care in market.

 

[Ekavya]

Get NEO LTF .. All the best !!

Yeah! It was my first choice because of LTF tag. But Select visa credit card is showing "Excluding LTF offer". So probably they provide LTF offer to some customers. So is it wise to wait for getting some Higher Varient as LTF? Or Axis won't provide me any LTF for higher varients.

 

[Ekavya]

Just life time free nothing else in axis

I already have Ace and IOCl , so I don't need neo ( Only Benefit is LTF) . So should I wait for LTF offer on some good varients? Or Axis won't provide any LTF offer for higher varients?

 

[SSV]

Generally they won't.
You can wait for a few quarters and let us know

 

[bhauka11]

I already have Ace and IOCl , so I don't need neo ( Only Benefit is LTF) . So should I wait for LTF offer on some good varients? Or Axis won't provide any LTF offer for higher varients?

You can wait for Airtel Axis, if required.

Though it won't be LTF

 

[yuvaraj_gadde]

I already have Ace and IOCl , so I don't need neo ( Only Benefit is LTF) . So should I wait for LTF offer on some good varients? Or Axis won't provide any LTF offer for higher varients?

Go with atlas if you can spend 7.5 lakh per year

 

[pjit]

Go for airtel axis card if you can get it. Best for utility bill payment.

 

[ayus]

If you have good relationship with bank or work in certain reputed companies you can request for Select LTF

 

[bing1309]

I already have Ace and IOCl , so I don't need neo ( Only Benefit is LTF) . So should I wait for LTF offer on some good varients? Or Axis won't provide any LTF offer for higher varients?

No cards will be changed as of now (i mean new card don't show up) once offer shown, the ltf only will go if not taken. So it's best to wait for 6 months for reshuffle but higher variant for ltf not possible they will not give. (Ltf only you can ask the offline guy any avaliable with code, if not then wait)

 

[rsyed]

I recently cancelled my 2 years old Flipkart Axis credit card. And now I am getting some pre approved credit cards from axis. I already have Ace and IOCL Rupay. Should I get any of these credit cards?
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Is Airtel Axis not showing? If available, go with Airtel axis

 

[itzmycard]

There isn't a proper entry-mid level core card from Axis. I have upgrade offer to Rewards / Select cards. Currently have Airtel & Flipkart cards

 

[Ekavya]

No cards will be changed as of now (i mean new card don't show up) once offer shown, the ltf only will go if not taken. So it's best to wait for 6 months for reshuffle but higher variant for ltf not possible they will not give. (Ltf only you can ask the offline guy any avaliable with code, if not then wait)

Thanks for the reply. I already hold Axis Ace, SBI CB, Amazon ICICI, So I really don't need Neo (Though it's LTF). So I was thinking about maximizing my Gain. Neo Joining fee is 299 and 499 for My zone. So If I ever get MyZone I will take it if it's LTF as it's a higher varient. But after getting multiple replies it seems that Axis won't provide LTF offer for Mid-Higher Varients that easily

 

[Ekavya]

There isn't a proper entry-mid level core card from Axis. I have upgrade offer to Rewards / Select cards. Currently have Airtel & Flipkart cards

I recently Cancelled Flipkart. What is your Use case for Flipkart? I closed it as I already hold SBI CB Cc

 

[Ekavya]

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Is Airtel Axis not showing? If available, go with Airtel axis

I already hold SBI CB, Axis ACE, so I believe I don't need Axis Aritel (If I am not missing some important benefits of Airtel card)

 

[Ekavya]

If you have good relationship with bank or work in certain reputed companies you can request for Select LTF

I used to told 3 cards. I made heavy transactions in the past Financial Year. Does it count as Good relationship?

 

[bing1309]

Thanks for the reply. I already hold Axis Ace, SBI CB, Amazon ICICI, So I really don't need Neo (Though it's LTF). So I was thinking about maximizing my Gain. Neo Joining fee is 299 and 499 for My zone. So If I ever get MyZone I will take it if it's LTF as it's a higher varient. But after getting multiple replies it seems that Axis won't provide LTF offer for Mid-Higher Varients that easily

There are 3 categories one is mid 2nd is higher and 3rd is invite only
Mid cards are only CLTF only cannot be given ltf
Higher no ways you get ltf
Invite only are some are CLTF and some are paid and impossible for ltf.
You can only go for cltf in Mid with salary account or the account type which offers cltf
(Cltf: conditional life time free)
Low variant I have excluded in this comment

 

[BhaiyaJi]

Neo Joining fee is 299 and 499 for My zone. So If I ever get MyZone I will take it if it's LTF as it's a higher varient.

In terms of reward both are bad only. With Neo we get double dip discount on Zomato twice a month.