What Axis card should I get now?

[Ekavya]

I recently cancelled my 2 years old Flipkart Axis credit card. And now I am getting some pre approved credit cards from axis. I already have Ace and IOCL Rupay. Should I get any of these credit cards?

 

[Pho3nix]

Neo is offered LTF. But I don't need it as I already have better cards. So should I wait in case I am offered better deals (probably). Or is it too much thinking?

It's preferable to wait for a better or exceptional deal, instead of limiting your future opportunities by taking a LTF useless POS. A credit card is just a financial instrument, don't lose mental peace over it.

 

[Anindya98]

Is Axis Ace any good?

Good for offline unlimited 1.5% and 5% on bill payments, DTH, and recharges via Gpay and 4% on Ola, Swiggy, and Zomato.

 

[Pho3nix]

Is Axis Ace any good?

It has lost its charm and turned into worthless garbage. 1.5% cashback on daily spends and 5% on bill payments only via Google Pay with so many exclusions (Jewellery, Rent, Education, Govt. services, Insurance etc).

 

[Ekavya]

Is Axis Ace any good?

It was good when it offered 2% CB for offline shopping. But not it's devalued to 1.5%.

5% CB on Utility 4% on Ola, Zomato is capped at 500 per month.


So for me the best use case is heavy offline spend (1.5% CB).

Otherwise many alternatives exists

 

[Ekavya]

It's preferable to wait for a better or exceptional deal, instead of limiting your future opportunities by taking a LTF useless POS. A credit card is just a financial instrument, don't lose mental peace over it.

This! Thanks for clarity

 

[leonneel]

if i were u i would aim for axis cashback credit card

 

[bhauka11]

It has lost its charm and turned into worthless garbage. 1.5% cashback on daily spends and 5% on bill payments only via Google Pay with so many exclusions (Jewellery, Rent, Education, Govt. services, Insurance etc).

Fastag recharge also excluded?

 

[rsyed]

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I already hold SBI CB, Axis ACE, so I believe I don't need Axis Aritel (If I am not missing some important benefits of Airtel card)

Axis Airtel card is best for utilities (10% cashback) and Airtel bill payments (25% cashback).

 

[Ekavya]

Axis Airtel card is best for utilities (10% cashback) and Airtel bill payments (25% cashback).

10% . OMG! !!! Is there any Cap?

 

[BhaiyaJi]

10% . OMG! !!! Is there any Cap?

250 per statement. Axis ko itna loota hai ke vo log reward se pehle capping lagate hai.

 

[newinnov]

10% . OMG! !!! Is there any Cap?

If you have bills >5k opt for ace, axis airtel is good for bills up to <5k only

 

[Ekavya]

If you have bills >5k opt for ace, axis airtel is good for bills up to <5k only

My quarterly utility bill is (Max: 46K and Min: 15K). I use SBI CB for 5% Cashback as Ace has a 500 cap. But for a moment 10% CB on Utility got me.

 

[itzmycard]

Where to see upgrade offers in axis app? I was only offered via call but I refused.

You can see the same in the offers section of your existing cards. btw in axis, upgrade offer is same as getting an additional card. your existing card will continue to be active.

 

[rsyed]

My quarterly utility bill is (Max: 46K and Min: 15K). I use SBI CB for 5% Cashback as Ace has a 500 cap. But for a moment 10% CB on Utility got me.

Is SBI Providing 5% cashback on utility payments? Is it?

 

[Ekavya]

Is SBI Providing 5% cashback on utility payments? Is it?

Not directly. You have to Bypass

 

[rsyed]

Not directly. You have to Bypass

How to bypass?

 

[Ekavya]

How to bypass?

Buy Voucher and pay utility bill if supported

 

[Anindya98]

But Voucher and pay utility bill if supported

Change it to BUY