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If this happens, it will be the worst devaluation of the history.In Flipkart Axis Bank credit card, 5% cashback will be credited to Flipkart account in terms of Super Coins.
All of them are competing for this only.If this happens, it will be the worst devaluation of the history.
There is no bound to people's imagination. Yahan ek se badhakar ek khurafati dimaag hai.I asked this question just to make sure that very few things are remained to be devalued. But now I think I was wrong 😣
From now on i will Just stick to LTF cards. Little expectation. No worry about devaluationActaully , you are all not concentrating on the main game .....
They will devalue ER points value/ arimiles value for their premium cards, like Atlas, Magnus, M4B etc.. by halving them , after most of the people accumulates more ERs/ and Airmiles in their kitty by spending heaps.. This way they catch all the big fish after spending big..
Meanwhile , they will delay the credting of ERs, and delays transfer of points to partner sites by creating some technical issues, / by blocking the redemtption facility and what not.. This is how they do in the next iteration..
They will play some innovative game next time.. probably immediately after huge spending, in the month of Nov/ December..
Their most valued customers will be caught with pants down in a more innovative way next time around......
Look what happened to M4B guys who deposited 30L FD / 10L SB balance...
They lured all of those with M4B and got the deposits.. and devalue M4B immediately...
that is how these guys play the game...
and there are people still here , sayig Atlas is still great .. M4B is still great .. blah .. blah...
Look closely at their lounge access program.. you need to have minimum spends of 50K on rolling last 3 months.. not during last quarter...
this means you have to continually meet that criteria every month......eternally,.... even for M4B... what a load of crap ...
No other Bank has that...
This is the best plan... I already implemented this by closing my paid privilige card..From now on i will Just stick to LTF cards. Little expectation. No worry about devaluation
And customers will be like : "What C*****a bank this is, why would we pay annual fees just for a stupid piece of plastic to buy products that too on credit?"Axis Bank be like, "Yes, this is a credit card. It gives credit on your purchases. What else do you want? Points? Why? What will you do with them? Cash back? Why should we pay you for using our card? You should be paying us! LOL what idiots these "customers" people are. They want us to give them interest free period and pay them money too back it seems."
Bhai Axis walon ko ideas mat do yarIn Flipkart Axis Credit Card, maximum cashback 1000/months in Flipkart .
In Axis Ace, Other spending 1.5 percent cashback only 500/months.
In Airtel Axis, 25 percent cashback 100/months and 10 percent cashback 100/month.
Oh and I forgot. This card will be charged an annual fee of Rs.25000+GST for the great privilege of owning this amazing card.Any remaining extra benefits like EazyDiner will be removed.
All (even spend-based) lounge access will be removed.
All cashback programs will be stopped.
The Edge Rewards program will be cancelled.
All Axis Bank cards will be combined into a single product called "Axis Bank Credit Card".
The "Axis Bank Credit Card" will have an interest free credit period of 50 days and that's it.
Axis Bank be like, "Yes, this is a credit card. It gives credit on your purchases. What else do you want? Points? Why? What will you do with them? Cash back? Why should we pay you for using our card? You should be paying us! LOL what idiots these "customers" people are. They want us to give them interest free period and pay them money too back it seems."
And then the credit card division head will be given a massive hike and a fat bonus for teaching those pesky customers who's boss.
Most people using credit cards in the country will also be a part of history.In future there won’t be any LTF card, or a very few LTF card will come with spend limitation. Reward points and Cashback will be part of history.
The basic value. of cc was credit and credit period.. maybe the old. school ccs will. returnMost people using credit cards in the country will also be a part of history.
Credit card companies aren't competing within themselves but with Upi...... If there are no incentives attached to using credit cards, most people would jump on to using upi.
I don't think so, the purpose of easily accessible credit and credit period can be fulfilled by other means as well, for example - Credit line on upi or easily accessible pay laters etc.The basic value. of cc was credit and credit period.. maybe the old. school ccs will. return
credit line give interest free 30-45 days? Pay later is not available everywhere.. and why pay later.. pay on time at free credit periods.. more organizedI don't think so, the purpose of easily accessible credit and credit period can be fulfilled by other means as well, for example - Credit line on upi or easily accessible pay laters etc.
Credit Period of upto 50 Days will be reduced to Upto 30 Days💀I am wondering what would be the next devaluation in axis credit cards? ( Flipkart, Axis,IOCL etcs)