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This.I am 20 years old
okay thanksThis.
You need to be atleast 21 years old to get CC if applying online. However, offline application via known person or a 3rd party agent can be tried.I have good cibil score but then also gets rejected for cc most of time .I am 20 years old .Why?
Go for axis,sbi cards. I think they provide cards for 18 and above.I have good cibil score but then also gets rejected for cc most of time .I am 20 years old .Why?
Are you sure for SBI? As when I was trying to apply for Paytm SBI CC, it was asking 25+ age. Even their bank employee told me that same thing.Go for axis,sbi cards. I think they provide cards for 18 and above.
neither will give, no point wasting time. onecard/idfc and maybe amazon apay will be better betsGo for axis,sbi cards. I think they provide cards for 18 and above.
ICICI Apay is also for 21+neither will give, no point wasting time. onecard/idfc and maybe amazon apay will be better bets
oh yes- although they're pretty liberal once you turn 21. I applied for it within an hour of me turning 21 and somehow got a 1.5l limit.ICICI Apay is also for 21+
I got 2.5L. But when everyone is getting directly promoted from 1L to 4L, I got only 20k LE 😂oh yes- although they're pretty liberal once you turn 21. I applied for it within an hour of me turning 21 and somehow got a 1.5l limit.
To answer the title of this thread, it's mostly one's credit worthiness, existing debt and credit hunger (to an extent) and definitely your repayment history.I have good cibil score but then also gets rejected for cc most of time .I am 20 years old .Why?
My friend is having a sbi simply click with 3.96 lakh limit and his age is 20.Are you sure for SBI? As when I was trying to apply for Paytm SBI CC, it was asking 25+ age. Even their bank employee told me that same thing.
If you open a account in axis and maintain good balance with high number of transaction. You will get a pre-approved cc easily.neither will give, no point wasting time. onecard/idfc and maybe amazon apay will be better bets
He must have been applied through agent.My friend is having a sbi simply click with 3.96 lakh limit and his age is 20.
Directly from sbi branch in ludhiana.He must have been applied through agent.
Yeah that's offline only. Branch ppl and agents can do that but in online they have equal algorithm/criteria which is applied to everyone. That's why not possible online.Directly from sbi branch in ludhiana.
Bro its always preferred to apply offline for maximum approval chances and most of the time they don't do physical verification as well.Yeah that's offline only. Branch ppl and agents can do that but in online they have equal algorithm/criteria which is applied to everyone. That's why not possible online.