What does Actual Payment Amount means in Cibil

[SamPtnk]

This month I am seeing a Actual payment Amt in one of Axis bank Cards
What does it mean ?

 

[Rkr]

Means Last amount you have paid before they updated the data with Cibil..You have made payment later also and same will be updated in cibil report as bank sent the data to cibil..Also all banks are sending data to Credit Bureaus on monthly basic..

 

[SamPtnk]

Means Last amount you have paid before they updated the data with Cibil..You have made payment later also and same will be updated in cibil report as bank sent the data to cibil..Also all banks are sending data to Credit Bureaus on monthly basic..

No payment was made later . all were cleared long before due date

 

[Rkr]

No payment was made later . all were cleared long before due date

Even a refund of 2 Rs will be counted as payment and same will also be reported If you cleared all the dues and then 2 Rs refund credited on your card account.

Have you made any Rs 2 refundable payment through your card ?

 

[SamPtnk]

Even a refund of 2 Rs will be counted as payment and same will also be reported If you cleared all the dues and then 2 Rs refund credited on your card account.

Have you made any Rs 2 refundable payment through your card ?

No refund or anything for the past 6 months

Also is this negative for Cibil score ?
Ty

 

[Rkr]

No refund or anything for the past 6 months

Also is this negative for Cibil score ?
Ty

Not at all.

Leave this then .Amount overdue coloumn should be zero and it is zero so all well.So all seems good.

 

[SamPtnk]

Not at all.

Leave this then .Amount overdue coloumn should be zero and it is zero so all well.So all seems good.

Cool