What does this card status mean?

[PKR1]

Hi,
This is for my friend.
she left her job 1.5yrs ago, having an HDFC account with avg balance of 5k. Today she checked her account pre approved offer of Diners Privilege LTF was showing. She applied and no income document was asked only aadhar OTP verification was done. She entered salary as 3lpa while currently she is not receiving any salary. In the final page 2 things are mentioned, at top
Application is successful and at bottom regarding card delivery within 7 days.
What does it mean? Will any verification happen or card is already approved?

 

[_deb_]

Looks like the application is approved and no further verification will be done.

 

[kvndsz512]

already approved u will get the virtual card within 24-48 hrs in netbanking or mobile app

 

[Vasuki]

Hi,
This is for my friend.
she left her job 1.5yrs ago, having an HDFC account with avg balance of 5k. Today she checked her account pre approved offer of Diners Privilege LTF was showing. She applied and no income document was asked only aadhar OTP verification was done. She entered salary as 3lpa while currently she is not receiving any salary. In the final page 2 things are mentioned, at top
Application is successful and at bottom regarding card delivery within 7 days.
What does it mean? Will any verification happen or card is already approved?

View attachment 80619

It means nothing
Just wait for sms saying your application has been approved

 

[PKR1]

already approved u will get the virtual card within 24-48 hrs in netbanking or mobile app

But recieved 1 mail just after submitting the application and there is no mention of card delivery in that, only it's written application is successful and 1 tracking link is given. On checking the status it says Application INPROCESS, even in mobile app card is not visible

 

[PKR1]

It means nothing
Just wait for sms saying your application has been approved

So it means no verification will happen?

 

[kvndsz512]

But recieved 1 mail just after submitting the application and there is no mention of card delivery in that, only it's written application is successful and 1 tracking link is given. On checking the status it says Application INPROCESS, even in mobile app card is not visible

check app after 24-48 hrs .. mostly no verification and all direct u will get card

 

[PKR1]

check app after 24-48 hrs .. mostly no verification and all direct u will get card

Ok and for 3lpa ctc , how much limit one can expect for beginners

 

[Vasuki]

So it means no verification will happen?

It's very uncharted for hdfc now
Just give it time
Only if u received sms says
Card approved will be dispatched
U can take it as confirmation

 

[sidp]

Hi,
This is for my friend.
she left her job 1.5yrs ago, having an HDFC account with avg balance of 5k. Today she checked her account pre approved offer of Diners Privilege LTF was showing. She applied and no income document was asked only aadhar OTP verification was done. She entered salary as 3lpa while currently she is not receiving any salary. In the final page 2 things are mentioned, at top
Application is successful and at bottom regarding card delivery within 7 days.
What does it mean? Will any verification happen or card is already approved?

View attachment 80619

I think it's approved already. There wont be any verification. If it didn't show limit then most likely it's the base limit. Dcp base limit is 2.5/3L.

On rare cases people get lower than base limit also. I think @Anupama_Jha or @Riya cl is lower than base cl of millenia.

 

[PKR1]

I think it's approved already. There wont be any verification. If it didn't show limit then most likely it's the base limit. Dcp base limit is 2.5/3L.

On rare cases people get lower than base limit also. I think @Anupama_Jha or @Riya cl is lower than base cl of millenia.

While applying, she mentioned salary as 3lpa but in HDFC website requirement says 35k monthly, will that be an issue?

 

[6ix9ine]

Same happened with my mother's application. You will not receive anything from HDFC, except for a message saying that the physical card is out for delivery by BlueDart.

It can take 7-8 working days after the application submission. Just relax, it will be approved.

 

[sidp]

While applying, she mentioned salary as 3lpa but in HDFC website requirement says 35k monthly, will that be an issue?

No. Mostly It doesn't matter in case of preapproved offer. But she should've put 7-8L, then she would've gotten at least the base limit. May be even more depending on cibil profile.