What is a decent number of credit enquiries

[ank_sh1]

Hi there,
I am looking for a number of credit inquiries which is good or not bad for cibil score. I personally have 41 hard enquiries in the last 2 years, and I am not sure if it's way too high or okay or good. I see here many people holding numbers of credit cards and I don't think that would be possible without numbers of hard enquiries.

What is the ideal number of enquiries to have in a month or quarter a year or 3 years?

Thanks,

 

[SSV]

True , ICICI didn't report in my profile in October, September k baad sidha November.
Aur mere liye mushkil ye hai, ki ICICI ka outstanding hi sabse jyada hai.

In this case, try to time the 0 utilisation, to coincide with ICICI reporting timeline

 

[D₹V]

for me it only takes a month.. max..

See if reporting date is month end, they report it by next month end.

 

[Das.N]

One of topic post: Can anyone tell me how to get those highlighted technofino points. Who gives those rewards on the basis of good work?

 

[D₹V]

One of topic post: Can anyone tell me how to get those highlighted technofino points. Who gives those rewards on the basis of good work?View attachment 36123

Wo janne ke liye trophy point earn karna padta hai.

Fir bhi bata deta hu.

 

[SSV]

See if reporting date is month end, they report it by next month end.

Axis generally reports their account standings at the end of every month irrespective of statement period end date..

 

[D₹V]

Axis generally reports their account standing at the end of every month ..

But this month will be reported next month ending

Since your usage is in negative, you won't notice.

They sometimes report usage of billing date or sometimes month end usage.

That's why I've recently changed billing cycle.

 

[NShah]

Wo janne ke liye trophy point earn karna padta hai.

Fir bhi bata deta hu.

View attachment 36124View attachment 36125

Points to proper credit ho jate par solution jaldi mark nhi hota 😏

 

[D₹V]

Points to proper credit ho jate par solution jaldi mark nhi hota 😏

Uske liye Khud Mod banna padega 🤣🤣🤣🤣

 

[Das.N]

Points to proper credit ho jate par solution jaldi mark nhi hota 😏

Aj taak mein kisi bhi solution de nehi paya. Bas discussion mein hissa liya.

 

[Das.N]

Bas solution k bina hi kaise TF ace mil jaye usi ki tayari kar raha hoon.

 

[SSV]

They sometimes report usage of billing date or sometimes month end usage.

Actually you are right in this case, they do report twice, statement end date and calendar month end..
calendar month end is a definite one I think.

My report as on today..
My last reported as on 31st Oct..
My statement end dates is : 2nd of Oct..

 

[NShah]

Uske liye Khud Mod banna padega 🤣🤣🤣🤣

Khayal aaya tha ekbar
Abhi mods ki requirements kab niklengi pata nahi 😂
hum bhi form fill karenge 🤣

 

[SSV]

But this month will be reported next month ending

Since your usage is in negative, you won't notice.

But anyway, the point is, AXIS is regular in reporting and doesn't miss out on reprorting .. unlike ICICI... ICICI we don't know when they report .. sometimes after 2 months and some times after 3 months or even more..

 

[NShah]

Bas solution k bina hi kaise TF ace mil jaye usi ki tayari kar raha hoon.

Mil jayenga easily
Help karte raho and reaction Dene mein kanjusi mat karo
1k reaction karlo ya 500 messages mil jayega tf ace

 

[akshayhs]

This one is notorious for the time it takes to report

This gives me hope to apply for AMEX in January. If ICICI doesn't create the account on my report by then, definitely I'm going to apply

 

[Shubham Yadav]

Bas solution k bina hi kaise TF ace mil jaye usi ki tayari kar raha hoon.

Vo toh easily mil jayega mai khudh hu

 

[D₹V]

But anyway, the point is, AXIS is regular in reporting and doesn't miss out on reprorting .. unlike ICICI... ICICI we don't know when they report .. sometimes after 2 months and some times after 3 months or even more..

HDFC is faster than anyone!

After month end, it reflects in 1st week of new month.

 

[D₹V]

Khayal aaya tha ekbar
Abhi mods ki requirements kab niklengi pata nahi 😂
hum bhi form fill karenge 🤣

S e d.

Mera bhi help kar dega 🤣

 

[Mr. X]

Aapne kisi bank/nbfc ko choda?

Nbfc ek bhi nhi saare credit cards k hai

 

[Das.N]

140 enquiries mein kitna card approved hua ?