Yes - completely understand - however Credit Card companies do not give credit cards to us to pay driver's/maids salary - will that not be categorized under a spend which should not be done by credit card - no matter which alternate method we are trying to explore.
BharatNxt was clearly specified as business expense while Snapay is general utility payment. So it should be safer. I have been using this to transfer about 40k (Rent, maintenance, maid payment and other expenses). I have documents to justify this if I ever get any notice. Also this is less than 50% of my spends.
When did you try this tnx? And what merchant name you got in OTP?
Don't remember the name while paying but it is TWID REWARD in OTP and transaction email.
What's this twidpay?
It's a system which allows you to pay with your reward points like payback, intermiles, supercoints.
To the best of my understanding, credit card issuers restrict business expenses on individual cards. Besides this, they want to ensure you are not manufacturing spends. Other than that, I don’t think they have restrictions.
I can't seem to find the app in Google Play Store
This appears to be a good alternative to pay driver and maid salaries.
There is no app. It is a payment option in many apps like snapay, magicpin, etc.
Oh ok thanks
If one is making genuine spends they do not need to fear using bharatnxt as well because when axis demands explanation you can explain this as personal expense justifying salary slips of your maid/driver etc whom you ever wish to pay.
What sort of documents do you have to justify??
You can check your points here : https://merchant.twidpay.com/rewards/dashboard
Rental agreement, maintenance receipt
