I have a dispute to file against Paypal India, but I can't find it in the list of regulated entities while starting a RBI Ombusdman complaint. Are they registered under a different name? or should I raise a complaint in a different portal?
Details of the dispute:
I am long time user of paypal, and used it for international transactions. For all my previous transactions, I was given an option to choose between paypal's conversion and my bank's conversion and ofcourse I always choose bank conversion because Paypal's conversion rate is borderline scam. But for the transaction I made today, I was not given an option to choose between paypal's conversion and my bank's conversion, and the transaction went through immediately after choosing the card. Paypal's support is gaslighting / guilt tripping saying that I choose paypal's conversion, when in reality I was not given an option to choose. I tried doing the transaction again up until the last step to check the truth and as I said, there is no choice given. I recorded this as evidence and I think it is good enough to win a case in RBI ombudsman's portal but I can't find Paypal in the list of regulated entities. Is it registered under a different name or should I raise a complaint in a different portal?
Details of the dispute:
I am long time user of paypal, and used it for international transactions. For all my previous transactions, I was given an option to choose between paypal's conversion and my bank's conversion and ofcourse I always choose bank conversion because Paypal's conversion rate is borderline scam. But for the transaction I made today, I was not given an option to choose between paypal's conversion and my bank's conversion, and the transaction went through immediately after choosing the card. Paypal's support is gaslighting / guilt tripping saying that I choose paypal's conversion, when in reality I was not given an option to choose. I tried doing the transaction again up until the last step to check the truth and as I said, there is no choice given. I recorded this as evidence and I think it is good enough to win a case in RBI ombudsman's portal but I can't find Paypal in the list of regulated entities. Is it registered under a different name or should I raise a complaint in a different portal?