What is the Best Method to pay HDFC Credit Card Bill?

[nitrogenSinghnitrogenSingh is verified member.]

How to can I earn maximum cashback on paying HDFC credit card bill. (Amount above 1Lac).
Cred: Not so good, gives mere cashback maybe 10 or 15 rupees or less.

Please suggest any method which at least gives some good cashback.

Also does paying via payzapp give any cashback?

 

[lhgeek]

Sbi debit card via mobikwik gives 0.25% . Additionally you get mobikwik supercash, which when converted to vouchers results in 0.4%.
There are a few caveats,

1. sbi debit card payments need to be in multiples of ₹10k. The rewards redemption for sbi debit card is insanely high to convert to Amazon or Flipkart voucher.
2. Only 1000 supercash can converted to vouchers per month.. i.e ten ₹20 vouchers. Again these vouchers can used for specific things like utility bill payments, recharge etc. May not be useful if you have a better card for utility payments. I mostly use this for fastag recharge.

 

[skywalker]

I also pay 2l+ monthly hdfc infinia bill. The answers are very confusing.

What is the best way to get a decent 1% cashback on cc bill payment every month?

Apparently, you can earn 2.5% cashback upto Rs. 400 per month (i.e., by paying upto Rs. 16,000 at once) using HDFC Millennia debit card via MobiKwik. Can't guarantee since I haven't tried this personally.

Since CRED doesn't really offer any good cashback now, I guess the best return you can get is the reward/cashback points being offered by debit cards, i.e., the reward rate being offered for your debit card variant. You can pay CC bills using debit cards via MobiKwik, and if you're paying a high amount, you can pay via CRED using debit card also (it worked for me when I paid CC bill worth Rs. 75,000 - not sure what the minimum amount is to pay using debit card on CRED).

PS: If you pay CC bill via MobiKwik, it will reflect in your card statement after 2-3 days but in case of CRED, it gets reflected instantly. Plus, you get CRED coins which are of no use it seems 😪