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What is the best way to get rewards for smaller transactions?

hrishig

TF Select
VIP Lounge
Most of the ultra-premium cards give points above a certain threshold amount.

Axis cards don't give anything below 200; for Infinia, it's 150. What can be the best card/ way to pay expenses in odd numbers without any conditions? Say for 69 Rs or 132 Rs etc?

I know the below good options
  • Tata neu infinite -> 1.5% for above 50 Rs
  • HDFC debit -> 1 % cap of 750 Rs per month
  • Citi gold debit -> 2%

Do we have anything better?
 
Standard Chartered Ultimate, 1 point per 30 Rs. for most transactions.

It used to be flat 1 point per 30 Rs. for every category, but it got devalued just like other CCs.
 
Axis Ace gives 2% cashback on any amount. No minimum or maximum amount. Also the cashback is rounded off to nearest rupee.

For eg. If you spend Rs 25, you should get 50p but it is rounded off and you get Re 1 for this transaction.

But, if you spend Rs 18, you should get 36p but you will get Re 0 for this transaction. Better to buy 2 quantities at a time to get Re 1 cashback. 😂
 
Axis Ace gives 2% cashback on any amount. No minimum or maximum amount. Also the cashback is rounded off to nearest rupee.

For eg. If you spend Rs 25, you should get 50p but it is rounded off and you get Re 1 for this transaction.

But, if you spend Rs 18, you should get 36p but you will get Re 0 for this transaction. Better to buy 2 quantities at a time to get Re 1 cashback. 😂
Could you share a snippet of your statement for the same 🙏🏻
 
Axis Ace gives 2% cashback on any amount. No minimum or maximum amount. Also the cashback is rounded off to nearest rupee.

For eg. If you spend Rs 25, you should get 50p but it is rounded off and you get Re 1 for this transaction.

But, if you spend Rs 18, you should get 36p but you will get Re 0 for this transaction. Better to buy 2 quantities at a time to get Re 1 cashback. 😂
where to check for ace invitation in gpay?
 
Most of the ultra-premium cards give points above a certain threshold amount.

Axis cards don't give anything below 200; for Infinia, it's 150. What can be the best card/ way to pay expenses in odd numbers without any conditions? Say for 69 Rs or 132 Rs etc?

I know the below good options
  • Tata neu infinite -> 1.5% for above 50 Rs
  • HDFC debit -> 1 % cap of 750 Rs per month
  • Citi gold debit -> 2%

Do we have anything better?
Try One card
You get RPs on every single ₹
 
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