What is The Utility Payments Cashback Cap in Tata Neu Infinity Card?

[harisund]

I see a 500 coin cap for UPI spends, a 2000 coin cap for grocery spends but not able to find if there is a utility cap.

anyone know? I mainly plan on using it for broadband, electricity bill, phone recharges and the occasional cylinder booking.

The tata neu infinity has become my most used card, I don't want to violate some terms and conditions or fair use policy

 

[panchabhut]

Neu coins ka best utilized kaha kar sakte hai maene grocery dekha tata neu app me wo to flipkart amazon se bahut costly hai discount laga k bhi

Buy air india express tickets via tataneu

 

[varun037]

I see that they have updated the fair usage policy for neu coins earnings for Tata Pay to Rs 1,00,000 per month but eligible annual spends is still Rs 6,00,000. My question is that with respect to recent changes in charges i.e. 1% charge on utility payments if payment crosses Rs 50,000

"If you spend less than ₹ 50000 per transaction on Utilities, no additional fee will be charged. However, if you spend more than ₹50000 per transaction on utilities, a 1% fee will be charged on the entire amount and capped at ₹3000 per transaction.

Insurance transactions will not be considered as Utility transactions and hence no charge will be applicable."

If I pay Insurance through TATA Neu payments, will it be counted as insurance or utility? I have to pay insurance > 50k.

What is the MCC code to TATA Payments?

 

[varun037]

I see that they have updated the fair usage policy for neu coins earnings for Tata Pay to Rs 1,00,000 per month but eligible annual spends is still Rs 6,00,000. My question is that with respect to recent changes in charges i.e. 1% charge on utility payments if payment crosses Rs 50,000

"If you spend less than ₹ 50000 per transaction on Utilities, no additional fee will be charged. However, if you spend more than ₹50000 per transaction on utilities, a 1% fee will be charged on the entire amount and capped at ₹3000 per transaction.

Insurance transactions will not be considered as Utility transactions and hence no charge will be applicable."

If I pay Insurance through TATA Neu payments, will it be counted as insurance or utility? I have to pay insurance > 50k.

What is the MCC code to TATA Payments?

Did a small transaction of Mobile recharge using Tata Neu App. MCC Code is 4900 (Utility) for Charge shown as:
"TATA PAYMENTS LIMITED Mumbai MH"

I have confirmed with HDFC Customer Care, that payments above Rs 50,000 will attract 1% additional fees.

So, are all payments from TATA Neu from the same MCC code or will insurance payment show a different MCC? Has anyone paid insurance bill using TATA Neu App and can check with customer care what MCC shows up in CC?

 

[itsMrKPK]

Anyway, here is the solution you're looking for:

• Read the docs I've attached.

• For fetching 5% Neu coins, any merchant should eligible for additional Neucoins as well as Base Neucoins, which is Tata Pay (Paying Bills via Tata Neu app), is eligible as per Doc 1.

• Tata Pay is eligible for maximum 50000₹ spends per month for earning 5% NeuCoins as per Doc 2, Page 3.

So you're eligible for 5% cashback as NeuCoins upto 50k INR spends per month as per card benefits on HDFC Bank Tata Neu Infinity Credit Card via Tata Neu App. i.e. 5% upto 2500 NeuCoins can be earned per month.

Hope it answers your query, you can mark my answer as solution by clicking best answer ☑️ button below my reply.

Cannot trust the doct 2


As it is the old one before devaluation of UPS

Anyway, here is the solution you're looking for:

• Read the docs I've attached.

• For fetching 5% Neu coins, any merchant should eligible for additional Neucoins as well as Base Neucoins, which is Tata Pay (Paying Bills via Tata Neu app), is eligible as per Doc 1.

• Tata Pay is eligible for maximum 50000₹ spends per month for earning 5% NeuCoins as per Doc 2, Page 3.

So you're eligible for 5% cashback as NeuCoins upto 50k INR spends per month as per card benefits on HDFC Bank Tata Neu Infinity Credit Card via Tata Neu App. i.e. 5% upto 2500 NeuCoins can be earned per month.

Hope it answers your query, you can mark my answer as solution by clicking best answer ☑️ button below my reply.

this information is not valid anymore as the TnC are updated

 

[vinay6k]

Hello guys, i paid one small electricity bill of 201 thru Tata neu app (Tata pay), just to trial run with my new infinity card. But it's showing 0 eligibility amount and it gave me 0 neu coin. Am i missing something here? Will it be visible only in the statement? Then what's the purpose of this specific section within app?

 

[Hemang]

View attachment 76972Hello guys, i paid one small electricity bill of 201 thru Tata neu app (Tata pay), just to trial run with my new infinity card. But it's showing 0 eligibility amount and it gave me 0 neu coin. Am i missing something here? Will it be visible only in the statement? Then what's the purpose of this specific section within app?

Ha bill ka cashback statement me aayega. Utilities pe neupass se kuch ni milta hai.

 

[cardio_guy]

Problems with Tata Neu Credit card (and app):
- Neu coins unlock little by little, not once a month.
- Short expiry on some coins
- App is buggy, so many failures, hangs, and unresponsiveness.
- Some coins disappear all of a sudden

 

[rahulj87]

If a Tata play recharge is made from Tata Play app using Tata neu Infinity card will I receive 5% neu coins. Can anybody help

 

[cardio_guy]

I tried paying electricity bill on Tata Neu app using Tata neu infinity rupay credit card and I got an error - "Rupay Credit card cannot be used for this transaction" Anyone facing this problem?

 

[abhiram3443]

I tried paying electricity bill on Tata Neu app using Tata neu infinity rupay credit card and I got an error - "Rupay Credit card cannot be used for this transaction" Anyone facing this problem?

What is the transaction amount?

 

[jeevanreddy58]

I paid 15k insurance bill(4 bills combined) from neu app.. card option was shown and paid via Infinity cc..
After that wanted to pay 13k insurance bill but card option not coming.. only upi options...
I think 50k limit is there for insurance, right ? But looks like 4 inurance bills max per month

 

[Sriim]

If a Tata play recharge is made from Tata Play app using Tata neu Infinity card will I receive 5% neu coins. Can anybody help

Yes you will

 

[Sriim]

I paid 15k insurance bill(4 bills combined) from neu app.. card option was shown and paid via Infinity cc..
After that wanted to pay 13k insurance bill but card option not coming.. only upi options...
I think 50k limit is there for insurance, right ? But looks like 4 inurance bills max per month

Yes

EB - 4 bills/upto 50k
LPG - 4 bills
Insurance - 4 bills/upto 50k
Fastag - 8 bills/upto 8k

 

[cardio_guy]

What is the transaction amount?

Around 1400 only