What is The Utility Payments Cashback Cap in Tata Neu Infinity Card?

[harisund]

I see a 500 coin cap for UPI spends, a 2000 coin cap for grocery spends but not able to find if there is a utility cap.

anyone know? I mainly plan on using it for broadband, electricity bill, phone recharges and the occasional cylinder booking.

The tata neu infinity has become my most used card, I don't want to violate some terms and conditions or fair use policy

 

[panchabhut]

Neu coins ka best utilized kaha kar sakte hai maene grocery dekha tata neu app me wo to flipkart amazon se bahut costly hai discount laga k bhi

Buy air india express tickets via tataneu

 

[varun037]

I see that they have updated the fair usage policy for neu coins earnings for Tata Pay to Rs 1,00,000 per month but eligible annual spends is still Rs 6,00,000. My question is that with respect to recent changes in charges i.e. 1% charge on utility payments if payment crosses Rs 50,000

"If you spend less than ₹ 50000 per transaction on Utilities, no additional fee will be charged. However, if you spend more than ₹50000 per transaction on utilities, a 1% fee will be charged on the entire amount and capped at ₹3000 per transaction.

Insurance transactions will not be considered as Utility transactions and hence no charge will be applicable."

If I pay Insurance through TATA Neu payments, will it be counted as insurance or utility? I have to pay insurance > 50k.

What is the MCC code to TATA Payments?

 

[varun037]

I see that they have updated the fair usage policy for neu coins earnings for Tata Pay to Rs 1,00,000 per month but eligible annual spends is still Rs 6,00,000. My question is that with respect to recent changes in charges i.e. 1% charge on utility payments if payment crosses Rs 50,000

"If you spend less than ₹ 50000 per transaction on Utilities, no additional fee will be charged. However, if you spend more than ₹50000 per transaction on utilities, a 1% fee will be charged on the entire amount and capped at ₹3000 per transaction.

Insurance transactions will not be considered as Utility transactions and hence no charge will be applicable."

If I pay Insurance through TATA Neu payments, will it be counted as insurance or utility? I have to pay insurance > 50k.

What is the MCC code to TATA Payments?

Did a small transaction of Mobile recharge using Tata Neu App. MCC Code is 4900 (Utility) for Charge shown as:
"TATA PAYMENTS LIMITED Mumbai MH"

I have confirmed with HDFC Customer Care, that payments above Rs 50,000 will attract 1% additional fees.

So, are all payments from TATA Neu from the same MCC code or will insurance payment show a different MCC? Has anyone paid insurance bill using TATA Neu App and can check with customer care what MCC shows up in CC?