What is your highest Credit card limit on a single card?

[simal]

Trying to understand the highest CC limit on a single card. The highest i have across all my cards so far is 20L . Whats yours?

 

[HumorSimpson]

3,550,000 on ICICI Card

35.5 Lakh ?

 

[Card]

35.5 Lakh ?

Yes. 16 years old card but very limited transactions due to poor reward system of ICICI

 

[Riya]

3,550,000 on ICICI Card

Aap lakhs mat bolo balki 3.55 millions bolo 😂😂😂

 

[justsree]

32L for my ICICI sapphiro

 

[paxauquabriba-4876]

Yeah
I received with 60k limit
Second LE was offered for 1.80 lakhs which I didn’t took
Then next LE was offered for 14.7 lakhs which I have taken last year , and last LE was given on Dec 2022 for 23.7 lakhs.

I rarely use my icici card only once or twice in a quarter

I have my salary account with ICICI

what salary is expeted for 23.7L enhancement ?

 

[paxauquabriba-4876]

32L for my ICICI sapphiro

whats the criteria expected for 32L ?

 

[paxauquabriba-4876]

3,550,000 on ICICI Card

again how & whats the criteria ?

 

[amit]

Amex plat travel 8.99L

 

[rutgersbach]

over 50

And then he says he is not a multi-millionaire on twitter 😵

Aapke hisab se who is a multi-millionaire?

 

[HumorSimpson]

And then he says he is not a multi-millionaire on twitter 😵

Aapke hisab se who is a multi-millionaire?

I am inclined to think , in Bengali culture the rich is considered poor. Even Mandal Babu keeps saying he is a gareeb even when his turnover is crores kareeb.

 

[Card]

again how & whats the criteria ?

I am not sure how but these may be the probable reasons - 24 years of ICICI account, Wealth management account for more than 15 years, ICICI card for 18 years. Multiple other relationship. with bank. 800+ CIBIL.

 

[paxauquabriba-4876]

I am not sure how but these may be the probable reasons - 24 years of ICICI account, Wealth management account for more than 15 years, ICICI card for 18 years. Multiple other relationship. with bank. 800+ CIBIL.

it all makes sense now.

 

[Bodhi]

I am not sure how but these may be the probable reasons - 24 years of ICICI account, Wealth management account for more than 15 years, ICICI card for 18 years. Multiple other relationship. with bank. 800+ CIBIL.

What is your approximate salary/ITR?

 

[Explorer]

It is 10L for me (infinia). But I mostly ignore emails with offer to increase credit limit. Is there any advantage of increasing the credit limit in case the current limit is sufficient?

 

[amit]

It is 10L for me (infinia). But I mostly ignore emails with offer to increase credit limit. Is there any advantage of increasing the credit limit in case the current limit is sufficient?

to reduce utilization ratio further down.

 

[cardio_guy]

10.3L ICICI Sapphiro

 

[Jackk]

Yeah
I received with 60k limit
Second LE was offered for 1.80 lakhs which I didn’t took
Then next LE was offered for 14.7 lakhs which I have taken last year , and last LE was given on Dec 2022 for 23.7 lakhs.

I rarely use my icici card only once or twice in a quarter

I have my salary account with ICICI

How long did they take for updating the new LE? Even I am ignoring the current LE offered(low) but it's been almost 3 months, that offer is still getting reflected in imobile and not getting updated with any new le offer.

 

[Desu Sarath]

18L for Amazon pay and 18L for sapphiro

 

[borg]

11.38 L hdfc biz black. 13.89 L axis (shared with atlas and citibank card)

 

[Lobogris]

And then he says he is not a multi-millionaire on twitter 😵

Aapke hisab se who is a multi-millionaire?

He is being humble. Obviously he is fairly well off.

Having an income of say 50 lakhs doesn’t necessarily make you super rich when compared to people with hundreds of crores in assets. Multi millionaire (in $ terms) would mean assets of at least 10 to 20 million $, which translates 85 to 170 crores. So just having an income of 50 lakhs doesn’t get you there as you would end up spending a lot of the income.