What is your highest Credit card limit on a single card?

[simal]

Trying to understand the highest CC limit on a single card. The highest i have across all my cards so far is 20L . Whats yours?

 

[simal]

I got I got Regalia Limit to 10.37L which was upgraded to LTF Infinia with same limit. Then applied IDFC and mentioned my Infinia limit there so they also gave 10L. Then I opened a wealth account with ICICI and they offered Rubyx LTF with 10L limit. I already had 5L limit on my Amazon ICICI. ICICI I feel is pretty generous in limits I have friends whose limit on Sapphiro is 19L and Emerald is 36L.

Was your Regalia upgraded automatically or upon your request?

 

[Momo_Scooby]

Was your Regalia upgraded automatically or upon your request?

+1

 

[Juganta]

HDFC Millenia 1.95L 😢

 

[anish1516]

Was your Regalia upgraded automatically or upon your request?

I just opened my net banking one day and there was an upgrade offer. But this was in Jan 2021 when HDFC had just the card issuance ban lifted.

 

[simal]

I just opened my net banking one day and there was an upgrade offer. But this was in Jan 2021 when HDFC had just the card issuance ban lifted.

Thanks for the update

 

[kpravinramesh]

Apay : 4.3 lac
Magnus : 4.3 lac
Hdfc Paytm : 2 lac
Axis privilige : 4.3 lac
Other cards with 1 lac limit

 

[vikasr94]

LTF Apay: 12L
LTF ICICI Rubyx, LTF HPCL Coral: 8.6L (shared limit)
Paid SC Ultimate: 6L
Paid Magnus, Paid Ace & Paid Flipkart; 4.2L (shared limit)
Paid Amex MRCC & Paid Plat Travel CC: 4L each
LTF Regalia: 3.5L

Stuck with LTF Regalia on the same limit, clueless on how to get a LTF DCB/Infinia 🙁

(I was told that I can try for paid DCB based on payslip but have too many paid cards so avoiding it for now)

 

[Bodhi]

LTF Apay: 12L
LTF ICICI Rubyx, LTF HPCL Coral: 8.6L (shared limit)
Paid SC Ultimate: 6L
Paid Magnus, Paid Ace & Paid Flipkart; 4.2L (shared limit)
Paid Amex MRCC & Paid Plat Travel CC: 4L each
LTF Regalia: 3.5L

Stuck with LTF Regalia on the same limit, clueless on how to get a LTF DCB/Infinia 🙁

(I was told that I can try for paid DCB based on payslip but have too many paid cards so avoiding it for now)

Don't Apay and other ICICI cards have a shared limit or are they both represented under two different credit card accounts in your CIBIL?

 

[anirban.choudhuryanirban.choudhury is verified member.]

Don't Apay and other ICICI cards have a shared limit or are they both represented under two different credit card accounts in your CIBIL?

Icici cards have a shared limit including Apay

 

[Bodhi]

Icici cards have a shared limit including Apay

Does this mean that @vikasr94's overall ICICI limit for all the 4 cards is 12L or 12L + 8.6L?

 

[anirban.choudhuryanirban.choudhury is verified member.]

Does this mean that @vikasr94's overall ICICI limit for all the 4 cards is 12L or 12L + 8.6L?

Overall limit will be 12 lakhs

 

[anirban.choudhuryanirban.choudhury is verified member.]

Overall limit will be 12 lakhs

I have
ICICI Saphiro with limit 23.7
Apay with limit 14.7
MMT Signature with limit 9 lakhs

Overall total credit limit is 23.7 lakhs

 

[Bodhi]

Overall limit will be 12 lakhs

Thank you for clarifying @anirban.choudhury

 

[Bodhi]

I have
ICICI Saphiro with limit 23.7
Apay with limit 14.7
MMT Signature with limit 9 lakhs

Overall total credit limit is 23.7 lakhs

Why not Emeralde?

 

[anirban.choudhuryanirban.choudhury is verified member.]

Why not Emeralde?

Saphiro is LTF. They will not give Emeralde LTF.

I requested them for FYF emeralde atleast , they denied that request

 

[yashbhavnani]

Infinia - 15L
Axis Magnus/Vistara Infinite - 10L
IndusInd Indulge - 10 L
Kotak - 8L

 

[Bodhi]

Saphiro is LTF. They will not give Emeralde LTF.

I requested them for FYF emeralde atleast , they denied that request

With that kind of limit, I thought Emeralde LTF should be within one's reach.

On what basis were you able to procure Sapphiro LTF and the limit, please?

 

[anirban.choudhuryanirban.choudhury is verified member.]

On what basis were you able to procure Sapphiro LTF?

Not sure on what basis, first they rejected my request that I raised with my salary , stating that there is no such offer available for LTF Sapphiro based on salary , they can raise a request for LTF based on spend but as my spends were low for last year , they would not take up the request. After many follow ups and heated argument on twitter, I mailed their PNO , had to visit the branch couple of times, then one fine day received a mail that my LTF Rubyx is upgraded to LTF Sapphiro .

 

[anirban.choudhuryanirban.choudhury is verified member.]

Not sure on what basis, first they rejected my request that I raised with my salary , stating that there is no such offer available for LTF Sapphiro based on salary , they can raise a request for LTF based on spend but as my spends were low for last year , they would not take up the request. After many follow ups and heated argument on twitter, I mailed their PNO , had to visit the branch couple of times, then one fine day received a mail that my LTF Rubyx is upgraded to LTF Sapphiro .

also they increased my limit of Rubyx from 14.7 to 23.7 based on salary

 

[drvikas231]

15L on my magnus card