Das.N
TF Legend
I wanted to open a Indusind Select account for my sister as I have Select+Legend Combo already.
But while opening the account in the branch offline, they were unable to open that account by digital process because My sister's aadhar card was linked to my phone number and when they proceed, it was showing my existing account and they were unable to proceed further .
So, they suggested to open the account physically by filling the offline form. But the problem was , they wanted a cheque from my sister's account only and said they don't support IMPS/NEFT/UPI/CASH for offline account opening, A cheque is mandatory. We gave them a cheque from my sister's Canara Bank account.
But another problem happened here, My sisters Canara Bank account was opened also when she was a minor and her handwriting changed a lot now. So we went to Canara Bank to update the signature ( same to that which was given to Indusind Bank).
Today, we have got the account opening mail, sms from Indusind.
But, Canara Bank still dishonored the cheque due to signature mismatch.
I instantly called my Indusind BM and described what happened and requested him if we could fund the account digitally as account number, IFSC is already generated. He said he don't fund the account now, The account may be freezed as IP cheque is bounce and he will inform me about it later.
Now, what should we do?
Will the account remain active or automatically be closed by Indusind?
I am bit worried to fund the account now, as the money can stuck there if account is frozen.
But while opening the account in the branch offline, they were unable to open that account by digital process because My sister's aadhar card was linked to my phone number and when they proceed, it was showing my existing account and they were unable to proceed further .
So, they suggested to open the account physically by filling the offline form. But the problem was , they wanted a cheque from my sister's account only and said they don't support IMPS/NEFT/UPI/CASH for offline account opening, A cheque is mandatory. We gave them a cheque from my sister's Canara Bank account.
But another problem happened here, My sisters Canara Bank account was opened also when she was a minor and her handwriting changed a lot now. So we went to Canara Bank to update the signature ( same to that which was given to Indusind Bank).
Today, we have got the account opening mail, sms from Indusind.
But, Canara Bank still dishonored the cheque due to signature mismatch.
I instantly called my Indusind BM and described what happened and requested him if we could fund the account digitally as account number, IFSC is already generated. He said he don't fund the account now, The account may be freezed as IP cheque is bounce and he will inform me about it later.
Now, what should we do?
Will the account remain active or automatically be closed by Indusind?
I am bit worried to fund the account now, as the money can stuck there if account is frozen.
When I opened my Kotak account via branch, the account was activated and 100% useable (debit card, net banking and UPI) in 2-3 hours but the initial funding cheque was processed the next day. Had this cheque bounced, what could have happened?
