Man this is the worst card..
and it seems for first time, I will be loosing my money of Rs. 502
As I will not be able to get the money back
Why?
1) You can only load rs. 10,000 per month using Credit card and the MCC is 6540 i.e. wallet load. Very very few card gives reward on wallet load
after you load, then
2) You can not expend it without any charges...satspay is blocked for wallet money loaded with cc...Hence,
either
3) You have to buy the vouchers (which is huge loss if you have hdfc regalia, infinia or other cards or simply park+ using sbi cashback)
or
4) you have to use other app such as ebixcash etc with 2.5% charge....
Hence, Basically, the credit card load is not free...it have min 2.5% to may be 8% (losing due to voucher buy) charge to take the money out...
and you require lots of sats points to convert it into money...and why you will load money from your saving account and pay using satspay when there is kiwi and other apps
I am not even trying to recover my Rs. 502 (I got it on discount)....its ok...sometimes sh** happens....
And you know, why Arindom and others are promoting this as referral Rs. 500 per person reward without any capping..
and I am one of the victim....
PLEASE PLEASE DO NOT TAKE THIS CARD....