Where to use Payzapp wallet?

[pankaj_ji]

how to use payzapp balance,?

 

[Oscar]

Yes rest of the amount you can pay using hdfc easyshop platinum through payzapp. For bbps its giving rewards

Can you please elaborate?

 

[jack333]

Can you please elaborate?

Try if it allows you to pay 1l from wallet and rest through hdfc easy shop platinum debit card. Though i haven't tried this

 

[Oscar]

Try if it allows you to pay 1l from wallet and rest through hdfc easy shop platinum debit card. Though i haven't tried this

It mandates to pay full amount on BOB and there is no option to enter any custom amount

 

[jack333]

It mandates to pay full amount on BOB and there is no option to enter any custom amount

Does it allow you to split between wallet and debit card?

 

[Oscar]

Does it allow you to split between wallet and debit card?

Unfortunately it doesn't allow to split b/w wallet and any other modes

 

[Abhishek012]

It mandates to pay full amount on BOB and there is no option to enter any custom amount

Before bill generate repay all your bob bill and leave only 5k or 10k amount.

Now from next month pay 10k remaining amount and now remove your bob cc from payzapp app and re-add again your bob cc, you will see again 10k amount to pay.

load 10k to payzapp wallet through BOB Eterna/snapdeal card etc and pay again 10k bill.

again remove your card and re-add again to pay your 10k bob cc bill.

last time dnt pay 10k and leave it for next month bill generate.

 

[gurubhai]

Payzapp to paytm fastag stopped for me. Error is something like "The biller is not allowing for this account"
is this perma block or temporary issue?
@Abhishek012 any idea ? 😅

 

[venkateshr]

Unfortunately it doesn't allow to split b/w wallet and any other modes

You will not be able to pay the Kotak or BoB bill of more than 1 lakh using Payzapp wallet. Please also note that no combos also possible. Also note that even if you pay partly by other means (like 50k through Cred), at all times Payzapp will always fetch the full statement of 1.5 lakhs for you. So partly paying any other means is also useless of using the wallet balance. I too faced same situation 2-3 months back. At that time I paid using cash only despite having 99k Payzapp wallet balance. From next time when I used the Kotak or BoB cards ensured that their statement will be below 1 lakh (around 99k or lesser) so that I can pay it using Payzapp wallet.

In your case, you can keep this money in the wallet to do like this from next month or if you need the funds I think a transfer to bank is available but the rate is 2%+ (i'm not sure of what the transfer rate, pl check that)

 

[Oscar]

You will not be able to pay the Kotak or BoB bill of more than 1 lakh using Payzapp wallet. Please also note that no combos also possible. Also note that even if you pay partly by other means (like 50k through Cred), at all times Payzapp will always fetch the full statement of 1.5 lakhs for you. So partly paying any other means is also useless of using the wallet balance. I too faced same situation 2-3 months back. At that time I paid using cash only despite having 99k Payzapp wallet balance. From next time when I used the Kotak or BoB cards ensured that their statement will be below 1 lakh (around 99k or lesser) so that I can pay it using Payzapp wallet.

In your case, you can keep this money in the wallet to do like this from next month or if you need the funds I think a transfer to bank is available but the rate is 2%+ (i'm not sure of what the transfer rate, pl check that)

Thank you for sharing your experience. Wallet to Bank Account charges at 2.5% + GST which is way too high.

 

[ALOAK]

Dear Customer, Already overspent for the month! No worries, Transfer money to your A/C using credit card @ 2.5% fee. Try PayZapp now hdfcbk.io/a/XW9YPOjJ T&C

Any of you receiving this type of msg. Am getting this regularly.

 

[Chaitanya-a]

Dear Customer, Already overspent for the month! No worries, Transfer money to your A/C using credit card @ 2.5% fee. Try PayZapp now hdfcbk.io/a/XW9YPOjJ T&C

Any of you receiving this type of msg. Am getting this regularly.

Yeah just now received. Getting this message daily from Payzapp once I used this service.

 

[ALOAK]

Yeah just now received. Getting this message daily from Payzapp once I used this service.

Question is how do you trf to account from cc on payzapp. Ajeeb log hai hdfc wale

 

[Chaitanya-a]

Question is how do you trf to account from cc on payzapp. Ajeeb log hai hdfc wale

Technically they're correct. Loading Payzapp wallet is free using Credit cards. Just transferring wallet balance to bank incur 3% charges.

 

[vinodkugsiya54]

Hey whether bob and kotak bill payment through payzapp wallet balance stop working?
I am not able to do it

 

[4uziaul]

Hey whether bob and kotak bill payment through payzapp wallet balance stop working?
I am not able to do it

For now, it seems so. 🤭

 

[vinodkugsiya54]

Oh my god
I added 20k in payzapp wallet 😂
Now any other option to use it?

 

[4uziaul]

Oh my god
I added 20k in payzapp wallet 😂
Now any other option to use it?

Pay utility bills.

 

[gurubhai]

Is it good idea to buy gyftr vouchers for 5%cb here with wallet amount?

 

[4uziaul]

Is it good idea to buy gyftr vouchers for 5%cb here with wallet amount?

If you are getting good value, then by all means, go ahead.

 

[imdjay]

Oh my god
I added 20k in payzapp wallet 😂
Now any other option to use it?

and here. I am stuck with 1.8L in Pz. was going to pay the bills in the next 2 months.