Which Amex should i take?

[saver-user]

So, i have finally decided i should get a amex card. checked with agent and eligibility. i am eligible for all of them. I need quite good help to decide between amex gold charge or platinum travel or platinum charge.

My monthly spends are easily above 2L region on online spends etc.

 

[VasukiVasuki is verified member.]

Platinum travel
Gold charge
Mrcc

Once u learn amex system then think about platinum charge

 

[VasukiVasuki is verified member.]

Thread 'Amex Trifecta - Optimal Usage Guide' https://www.technofino.in/community/threads/amex-trifecta-optimal-usage-guide.2146/

 

[Pissant]

You should take Platinum Travel first, then MRCC. Eventually get Gold Charge too if you see value in it and if Amex brings bag higher denomination APay Vouchers.

 

[saver-user]

Platinum travel
Gold charge
Mrcc

Once u learn amex system then think about platinum charge

before asking i had applied for gold charge (well i didnt apply one agent kept calling me daily so i said yes and he came home for docs) which will arrive tommorow (got sms today). is it wise to apply for plat travel now or should i just wait? anyone tried back to back applications

 

[Pissant]

before asking i had applied for gold charge (well i didnt apply one agent kept calling me daily so i said yes and he came home for docs) which will arrive tommorow (got sms today). is it wise to apply for plat travel now or should i just wait? anyone tried back to back applications

He came to your home for docs?

 

[saver-user]

You should take Platinum Travel first, then MRCC. Eventually get Gold Charge too if you see value in it and if Amex brings bag higher denomination APay Vouchers.

well the impatient human i am i already applied and got the gold charge T_T... will arrive tommorow should i apply for plat travel?

 

[VasukiVasuki is verified member.]

before asking i had applied for gold charge (well i didnt apply one agent kept calling me daily so i said yes and he came home for docs) which will arrive tommorow (got sms today). is it wise to apply for plat travel now or should i just wait? anyone tried back to back applications

If you had plat travel u could have taken all those as surrogate
But nevermind
Use gold charge then apply travel in next 90 days

 

[saver-user]

He came to your home for docs?

yes was some kiosk guy idk met him at airport exchanged number

 

[VasukiVasuki is verified member.]

yes was some kiosk guy idk met him at airport exchanged number

After application you get problem
Dm @BestBanker

He is amex employee

 

[saver-user]

If you had plat travel u could have taken all those as surrogate
But nevermind
Use gold charge then apply travel in next 90 days

yup i know i did the same to axis in 2023. i am just too impatient sadly.

 

[saver-user]

After application you get problem
Dm @BestBanker

He is amex employee

ohk. but i just had a talk with amex customer care in evening she said card is on its way they dispatched it. will arrive tommorow or day after. but yeah i will talk to bestbanker

 

[Sobirvs]

IF your spends are not travel, then try negotiating for Amex Gold charge card + MRCC(MRCC FREE WITH GOLD CHARGE).

I have this combo. They stopped it some yrs back but if you can negotiate.

 

[saver-user]

IF your spends are not travel, then try negotiating for Amex Gold charge card + MRCC(MRCC FREE WITH GOLD CHARGE).

I have this combo. They stopped it some yrs back but if you can negotiate.

i will surely try thanks for the advice. 🙂 my spends are mostly online. i rarely travel. and even when i do i have a bucket load of points from magnus era. so i use them

 

[saver-user]

Thread 'Amex Trifecta - Optimal Usage Guide' https://www.technofino.in/community/threads/amex-trifecta-optimal-usage-guide.2146/

this is good i will try asking for mrcc

 

[MANAV28]

Amex trifacta if your spending limit is ~7 lacs. You can easily mint 1 lac point.

 

[VasukiVasuki is verified member.]

i will surely try thanks for the advice. 🙂 my spends are mostly online. i rarely travel. and even when i do i have a bucket load of points from magnus era. so i use them

Bro amex travel is no nonsense
4 lakh milestone card

Anywhere you feel like no card giving reward just take it out and use it .till 4 lakh

 

[InfamousInfamous is verified member.]

If you had plat travel u could have taken all those as surrogate

What do you mean by surrogate cards? is the similar to companion cards?

 

[saver-user]

Amex trifacta if your spending limit is ~7 lacs. You can easily mint 1 lac point.

bro i spend like atleast 24L yearly on CC. i miss magnus era so much

 

[VasukiVasuki is verified member.]

What do you mean by surrogate cards? is the similar to companion cards?

There is post by idk sumantha or someone else
They give you mrcc if you have gold charge