Which Axis CC to choose for C2C application with 2L existing limit?

[joell]

I'm a student. I currently hold HDFC Millennia (2L) ICICI (50K+50K) for C2C. I already have Amex, Federal, Kotak and Indusind. NTB to Axis. I wanna get Atlas but it requires 5L CL. What other Axis cards should I got for to maximize C2C application?
1) Is it possible to get Horizon? Vistara Signature is another option but idk where it stands after the AI merger. Is is harder to get a core card from Axis after a cobranded card like HDFC?

2) And from what you guys have seen will the limit between higher or lower from Axis?

3) Can Axis C2C be done online? I asked RM for Neo C2C and she said to apply online. But Atlas C2C was offline apparently. is applying online C2C?

Note - My Ace application was declined 4 months ago via GPay when my HDFC limit was 50K. Probably because I applied for ICICI on the same day. I sent an email to them asking why and they said they'll get back to me in a week.

 

[anonymuos]

Apply with whichever has highest limit or is the most premium card. What variants are your ICICI, Amex, Federal, Kotak and IndusInd and their limits?

 

[joell]

Apply with whichever has highest limit or is the most premium card. What variants are your ICICI, Amex, Federal, Kotak and IndusInd and their limits?

Indusind Legend 56K, Amex Smartearn 35K, Federal Signet 42K, ICICI Apay and Coral with 50K each. HDFC Millennia, Neu Plus, Swiggy 2L
How do you find out which cards are available?

 

[anonymuos]

Then unquestionably you should apply with Millennia 2L limit. I don't think Axis will directly give you Atlas given other card limits and being NTB (New to Bank) to Axis so I think go for any decent rewarding Axis card like Neo or Airtel and then get Atlas as 2nd card after 3 months

 

[joell]

Then unquestionably you should apply with Millennia 2L limit. I don't think Axis will directly give you Atlas given other card limits and being NTB (New to Bank) to Axis so I think go for any decent rewarding Axis card like Neo or Airtel and then get Atlas as 2nd card after 3 months

I looked over their portfolio. Horizon is the best fit for me. Followed by Select. But the RM was clueless about C2C for Horizon. And I haven't heard anyone mention Horizon C2C on the forum. An axis agent could chime in.

Vistara Signature would've been great but they stopped issuing them.