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secured card

  1. W

    SBM Bank credit card closed without intimation

    I have an SBM PaisaBazaar Step Up Rupay CC (secured, FD-based). It is almost two years old. I received an SMS today that the card will be closed for non-usage within 30 days (SMS attached). I decided to do a transaction with the card today itself, but was unable to complete it due to...
  2. kartavya7sharma

    Secured celesta credit card

    I opened a selfie account today and booked an FD worth Rs. 25K to get a secured Celesta credit card. I am unable to find a way to apply CC and lien my FD against the credit card. PS: I want this card solely for the purpose of Free international Airport lounge access outside India. Please share...
  3. L

    Effect of low limit secured card on Credit score for people already having unsecured cards with good limit?

    Suppose someone has only unsecured cards with good limits (over 50k) and no BNPL ever. And he takes few low limit secured cards (only 2k or 5k FD). What effect will it have on his credit profile. 1. Will it improve or decrease his score? 2. Will it effect the of future credit cards limit...
  4. yughrane

    Good Mastercard Secured Credit Card

    Can y'all please recommend a secured credit card in mastercard variant?
  5. yughrane

    IndusInd Bank Secured Credit Card

    Has anyone gotten a secured FD credit card from IndusInd Bank, i know the procedure, but before opening an account i wanted to know the minimum FD amount required and which variants of cards is available? Please help me out
  6. D

    Can I increase credit limit on my BoB FD-backed credit card?

    I have a BoB Prime secured (backed by FD) credit card. The principal amount of the FD increased, but the credit limit was the same for 3 years. 1. If I want to increase the credit limit on that card, do I need to do another FD? and whether I can get an enhanced credit limit on the basis of...
  7. ank_sh1

    How to Convert secured to unsecured Credit Card Kotak Bank

    Hello there, I have a secure credit card from Kotak Bank. I had done an FD of 20k initially and got a credit limit of 16k. It was my first credit card. I have utilised the card in a very decent way, with no delayed payment, and never utilised > 30%. The bank increased my credit limit twice...
  8. Akshays

    Secured Infinia to Unsecured Upgrade

    I currently have Millenia LTF and Tata Neu Infinity (mainly got it for 1.5% UPI Cashback) from HDFC. My Salary doesn't meet Infinia's criteria nor do i have any hopes of it increasing to a point so that I become eligible for it in next 6 months, but I do have spare Funds in FDs in some other...
  9. N

    IDFC WOW - non Salaried

    I'm trying to apply for Wow idfc credit card, If i select self employed its still asking forwork related details. Can I skip them only by selecting Student or homemaker?
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