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Which Bank Do You Think Is the Worst Based on Your Experience?

Which bank do you think is the worst in India based on your experience?

  • Total voters
    27
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Fini7777

Fini7777

TF Ace
Contributor
Hi Guys,

Over time, many banks have evolved, and several new players have entered the market. Finding the best bank in terms of customer service, wealth management, IT infrastructure, branch network, and more is becoming increasingly difficult.

While I share my experience here, I’d love to hear yours. I encourage you to participate in the poll and share your experience with the worst bank you’ve dealt with.

My Experience:

The worst bank based on my experience is "IndusInd Bank"
I have been using their account for the past five years. Their branch service is poor, and their IT infrastructure is worse than that of many PSU banks.
I had to wait two months for a cheque to clear, which was the worst part.
Their mobile application works in mysterious ways.
I couldn't even get the credit card I needed, despite having a good TRV.
Overall, I've faced many tech issues with this bank that I haven't included here. If you're interested, you may go through some of my threads.
 
Last edited:
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Fini7777 said:
Hi Guys,

Over time, many banks have evolved, and several new players have entered the market. Finding the best bank in terms of customer service, wealth management, IT infrastructure, branch network, and more is becoming increasingly difficult.

While I share my experience here, I’d love to hear yours. I encourage you to participate in the poll and share your experience with the worst bank you’ve dealt with.

My Experience:

The worst bank based on my experience is "IndusInd Bank"
I have been using their account for the past five years. Their branch service is poor, and their IT infrastructure is worse than that of many PSU banks.
I had to wait two months for a cheque to clear, which was the worst part.
Their mobile application works in mysterious ways.
I couldn't even get the credit card I needed, despite having a good TRV.
Overall, I've faced many tech issues with this bank that I haven't included here. If you're interested, you may go through some of my threads.
Click to expand...
How to select All !!!
 
Fini7777 said:
Hi Guys,

Over time, many banks have evolved, and several new players have entered the market. Finding the best bank in terms of customer service, wealth management, IT infrastructure, branch network, and more is becoming increasingly difficult.

While I share my experience here, I’d love to hear yours. I encourage you to participate in the poll and share your experience with the worst bank you’ve dealt with.

My Experience:

The worst bank based on my experience is "IndusInd Bank"
I have been using their account for the past five years. Their branch service is poor, and their IT infrastructure is worse than that of many PSU banks.
I had to wait two months for a cheque to clear, which was the worst part.
Their mobile application works in mysterious ways.
I couldn't even get the credit card I needed, despite having a good TRV.
Overall, I've faced many tech issues with this bank that I haven't included here. If you're interested, you may go through some of my threads.
Click to expand...
I agree
Their only good thing is they provide the best FD interest rates among the top 10 banks
 
Central bank of India. Ek dum zeher bank.

It's way behind than India post, even india post net banking is better although it looks like 90s but has rich features.
 
I only bank wit Union Bank and HDFC. Have a joint account in BOI and an old FD in BOB. Experience with HDFC has been bad but won't call them the worst. ICICI used to be really bad when I had an account many years ago.
 
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