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SBI has been the most hassle-free and reliable for me, and I’ll die on this hill.
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SBI has been the most hassle-free and reliable for me, and I’ll die on this hill.
Again IndusInd Bank.. They are really stoned huh !!!!! 😂Some of you may have chosen the worst bank/s based on your experience at the branch level. Every branch may have both good and bad employees. However, imo, we have to choose the worst bank/s based on other factors, such as technology, NB/MB experience, support from level 1 and PNO, etc.
Here's a recent example... Someone has the same first name as mine and mistyped my email when he filled the loan application. IndusInd bank didn't verify the email. There is no nearby branch. Never had any kind of account with them. Never gave any consent.
Forwarded the email to reachus@indusind.com and received only an automated response, so far. Will update if anything happens further.
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Some of you may have chosen the worst bank/s based on your experience at the branch level. Every branch may have both good and bad employees. However, imo, we have to choose the worst bank/s based on other factors, such as technology, NB/MB experience, support from level 1 and PNO, etc.
+1, very important points...you shared.Based on my limited experience, most banks have good overall products, technology, apps, and internet banking. However, the quality of their customer service is worst. The branch staff and customer care representatives often lack knowledge and can be confusing.
Interactions with bank employees greatly influence our perception of the bank. If they are not competent, we may see the entire bank negatively.
It would be good to minimize human interaction in banks. Only go to a bank if necessary and try to complete most tasks online. Almost all services are available online for all banks. Take advantage of that.
When speaking to bank employees, be cautious as they may try to sell unnecessary products for their own gain or engage in mis-selling.
I appreciate your reference ☝️✔️.I encourage more members to participate in this poll and share their valuable insights. No bank is perfect in every aspect each has its own strengths and weaknesses. The purpose of this poll is not to label any bank as completely inefficient but to identify those that are falling short in providing quality service. This awareness will help others make more informed banking decisions
All members are requested to share their experiences with the bank they voted for. This will help others make informed decisions when opening an account with that bank.
If any bank is missing from the list, please mention it in your message. I also encourage everyone to vote based on their overall experience, not just their branch experience, as branch service quality can vary significantly.
Additionally, if you have faced any serious issues with a bank, please share them. This will help others understand potential challenges and be better prepared if they encounter similar situations.