Which bank's joint account is perfect?

[vignesh]

hi guys , iam planning to open a joint acc for me & my fiancee .
which bank would be perfect for us , this acc will be used for (investment, saving , bill payments etc...).
which bank provides best features and has a good review in your point .
do share your view.

 

[Batmanbaba]

Go for partner account of indusind.... Currently offer going if u give a 4 lakh initial deposit.. This account will become zero balance life times.. Else it has a mab of 1 lakh.... U and ur spouse both will get ltf visa signature card.... Indusind has good fd rates and also...good savings intrest rates... It gives offers on amazon per month for bill payments on indusind credit card which u will get eventually as partner account is a premium account of indusind.

 

[vignesh]

Go for partner account of indusind.... Currently offer going if u give a 4 lakh initial deposit.. This account will become zero balance life times.. Else it has a mab of 1 lakh.... U and ur spouse both will get ltf visa signature card.... Indusind has good fd rates and also...good savings intrest rates... It gives offers on amazon per month for bill payments on indusind credit card which u will get eventually as partner account is a premium account of indusind.

Thanks Batmanbaba
any other suggestion do share it

 

[arpitium]

Any other suggestion?

 

[harshk]

I am also looking for suggestions on the above. Any inputs would be helpful.

 

[harshk]

Go for partner account of indusind.... Currently offer going if u give a 4 lakh initial deposit.. This account will become zero balance life times.. Else it has a mab of 1 lakh.... U and ur spouse both will get ltf visa signature card.... Indusind has good fd rates and also...good savings intrest rates... It gives offers on amazon per month for bill payments on indusind credit card which u will get eventually as partner account is a premium account of indusind.

I checked the website but it doesnt seem to indicate anything on the initial deposit of 4 lakhs to make it life time zero balance. Is this a RM specific offer?

 

[Deleted member 13721]

I checked the website but it doesnt seem to indicate anything on the initial deposit of 4 lakhs to make it life time zero balance. Is this a RM specific offer?

Offer is over long time back.

 

[Gau₹av]

Among major banks, UPI works on individual/respective numbers for the following banks' joint accounts:
HDFC, ICICI, Yes Bank, RBL, IDFC, IOB

For some of these banks, UPI PIN has to be the same for both phone numbers but it works at least

UPI does not work on individual/respective numbers for the following banks:
Kotak, SBI, IndusInd, DBS, Federal

For Kotak, joint account holder can pay from Kotak app using UPI after logging in with MPIN (UPI PIN is not asked inside Kotak app for Kotak account after MPIN is entered)

 

[Kabir_1112]

Kotak or idfc. Their internet and mobile banking app is also too good.

 

[Gau₹av]

Kotak or idfc. Their internet and mobile banking app is also too good.

In Kotak, if you set UPI PIN on one account holder's number, the UPI PIN becomes invalid on the other joint account holder's number for third party UPI apps